At a glance
- Purchase rate
- 10.24%
- Cash advance
- 10.24%
- Interest-free days
- 55
- Annual fee
- $25
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Any credit cardOngoing purchase rate, not introductory offers | 10.24% | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions | 7th lowest of 51 |
| Interest-free daysDays without interest on purchases when the balance is paid in full | 55 days | 62 daysBeyond Bank Australia's Low Rate Credit Card | 55 daysof 42 institutions | 2nd longest of 42, level with 30 others |
Rates
Every rate Coastline publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | Investment, Interest only | - | - | 10.24% | - | Existing cust; Min deposits; New accounts; New customer |
| Purchase | Investment, Interest only | - | - | 10.24% | - | Existing cust; Min deposits; New accounts; New customer |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Cash advance, Investment, Interest only | 9.99% | 10.24% | up 0.25 |
| 15 Oct 2026 | Purchase, Investment, Interest only | 9.99% | 10.24% | up 0.25 |
Each change is logged the night it appears in the rates Coastline Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
47 fees published, grouped by when they're charged.
While you hold it1
- Dormant Account Fee$25 a year
When you make a transaction6
- Corporate Cheque Fee$10
- EFTPOS Decl Trans FeeNo fee
- Non Coastline ATM Wdl FeeNo fee
- Overseas ATM Wdl Fee$5
- Staff Assisted Electronic Pmnt$2.25
- Visa Credit Cash Advance Fee$3.50
When particular things happen40
- Agency Withdrawal Fee$10
- Arrears Reminder Fee$5
- ATM Direct ChargeNo fee
- Bank Cheque Issue Fee$15
- BPAY Error Correction Fee$11.50
- BPAY Investigation Request Fee$5.50
- Card Dispute Fee$33
- Chq Deposit Dishonour Fee$10
- Corporate Cheque Trace Fee$32.50
- Corporate Chq Stop Pmt Fee$5
- Credit Card Annual Fee$75
- Direct Debit Cancellation Fee$5
- Direct Entry Trace Fee$25
- Dishonour Fee$5
- Duplicate Statement Fee$5
- Elec Outbound Rejection Fee$5
- Emergency Card Issue Fee$15
- Emergency Overseas Card Fee$300
- Final Notice of Demand$40
- Honour Fee$5
- Manual Arrears Transfer Fee$5
- Member Cheque Trace Fee$33
- Non CCU ATM Bal Enq Fee$1.50
- Non CCU ATM Decl Trans Fee$1.50
- Non CCU ATM Transaction Fee$1.50
- Overdrawn Account Fee$10
- Periodic Pmt Establishment Fee$5
- Periodic Pmt Rejection Fee$10
- Periodic Pmt Variation Fee$5
- Piggy Bank$5
- Real Time Transfer Fee$20
- Replacement Card Fee$10
- Safe Custody Fee$25
- Security Token$20
- SMS Fees$0.25
- Special Clearance Chq Fee$32.50
- Stop Chq Request Fee$5
- Sweep Cancellation Fee$5
- Sweep Establishment Fee$5
- Sweep Variation Fee$5
Features
Instant paymentsPayIDDigital bankingUnlimited transactionsBalance transfersOverdraft55 interest-free daysApple Pay, Google Pay
Eligibility and limits
- Minimum age 18
- Residency: Australia
- Available to individuals
- Amount from $500, no maximum
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Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.