QBANK
Classic Plus Overdraft $250,000.00 and Above
Classic Plus Overdraft $250,000.00 and Above
OverdraftsBank updated 1 June 2026
At a glance
- Variable
- 8.29%
- Loan size
- $250,000 to no maximum
- Upfront fee
- $490
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 8.29% | — | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| SPLIT_LOAN_FEE | Event | $25 | — | Applies per additional loan split and waived on the classic plus package |
| TOP_UP_FEE | Event | $200 | — | Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package |
| CONSTRUCTION_SETTLEMENT_FEE | Upfront | $295 | — | Applies once only per construction loan facility |
| STANDARD_SETTLEMENT_FEE | Upfront | $195 | — | Applies once only per standard loan facility and waived on the classic plus package. |
§ 03 — Features
20% off a new home insurance policy
- · No monthly fees
- · Access funds up to your approved limit without applying for a new loan
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $250,000 to no maximum
- · LVR up to 80%
§ 06 — Run the numbers
Put this product through a calculator
Published by QBANK under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.