Broken Hill Bank
S40 Home Equity Advantage
Borrow Using The Equity Of Your Home, Or An Investment Property, With An Overdraft Limit Linked To Your Transactional Account. A Secured Overdraft Facility Gives You The Financial Freedom And Flexibility To Pursue Your Financial Goals.
OverdraftsBank updated 23 Sept 2026
At a glance
- Variable
- 8.30%
- Loan size
- $2,000 to no maximum
- Upfront fee
- $1,380
- Monthly fee
- $7
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableReference Rate Provided And Subject To Assessment Of Application For Credit, With Interest Rate Being Offered Upon Approval | P&I | — | — | 8.30% | — | — |
§ 02 — Fees · 41
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Account Combination Fee | Event | $15 | — | — |
| BHCCU Enforcement Expense | Event | No fee | — | — |
| Contract Variation Fee | Event | $275 | — | — |
| Credit Bureau Default Listing | Event | $75 | — | — |
| Debt Agreement Fee | Event | $150 | — | — |
| Discharge Administration Fee | Event | $250 | — | — |
| Discharge Of Mortgage Fee | Event | $500.52 | — | — |
| Emergency VISA Fee | Event | $50 | — | — |
| Enforcement Collection Cost | Event | No fee | — | — |
| Enforcement Expense | Event | No fee | — | — |
| Faxed Statement/Transfer Fees | Event | $10 | — | — |
| Guarantee Security Fee | Event | $325 | — | — |
| Miscellaneous Service Fee | Event | $35 | — | — |
| Over The Counter External Transfer Fee | Event | $8 | — | — |
| Paper Statement Fee | Event | No fee | — | — |
| Periodical Payment Alteration | Event | $5 | — | — |
| Periodical Payment Rejection | Event | $15 | — | — |
| Replacement VISA Card Fee | Event | $25 | — | — |
| Security Handling Fee | Event | $200 | — | — |
| Settlement Fee | Event | $150 | — | — |
| Staff Assisted Internet Banking Transaction | Event | $5 | — | — |
| Statement Copy Fee (> 12 Months) | Event | $5 | — | — |
| Swift Payment Deposit | Event | $35 | — | — |
| VISA Chargback / Voucher Fee | Event | $35 | — | — |
| VISA Manual Processing Fee | Event | $20 | — | — |
| Overdraft Account Keeping Fee | Periodic | $7 | Every 1 mo | — |
| ATM/POS Withdrawal | Transaction | No fee | — | Only customers older than a minimum age receive the discount |
| BPay Transaction Fee | Transaction | No fee | — | Only customers older than a minimum age receive the discount |
| Direct Debit | Transaction | No fee | — | Only customers older than a minimum age receive the discount |
| Electronic Funds Transfer Fee | Transaction | No fee | — | — |
| Over The Counter Cheque Withdrawal Fee | Transaction | No fee | — | — |
| Periodical Payment Fee | Transaction | No fee | — | — |
| Agents Fee | Upfront | No fee | — | — |
| Credit Report Fee | Upfront | $20 | — | — |
| Electronic Settlement Fee | Upfront | No fee | — | — |
| Lenders Mortgage Insurance | Upfront | No fee | — | — |
| Overdraft Establishment Fee - Mortgage Secured | Upfront | $655 | — | — |
| Overdraft Establishment Fee - Self Employed | Upfront | $705 | — | — |
| Registration Fee | Upfront | No fee | — | — |
| Solicitors Fee | Upfront | No fee | — | — |
| Valuation Fee | Upfront | No fee | — | — |
§ 03 — Features
Extra repaymentsInstant paymentsPayIDDigital bankingUnlimited transactionsOverdraftApplePay, GooglePay And SamsungPay"Relationship Rewards"
- · No Penalties For Early Payouts
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Citizens Or Permanent Residents
- · Amount $2,000 to no maximum
- · Subject To Eligibility For Credit Via Loan Application Assessment
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Broken Hill Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.