The Finance Algorithm
At a glance
Variable
7.49%
Upfront fee
$420
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable7.49%
§ 02 — Fees · 10
FeeTypeAmountWhenNotes
CONVEYANCER'S_/_SOLICITOR'S_FEECash advance$141.64Per instrument - Outside of SA and NT as charged by Conveyancer/Solicitor. Covers preparation of mortgage documents, and attendance at settlement.
DOCUMENT_SEARCHCash advance$11.50Per search - provides a duplicate copy of a registered document from Property Assist
REGISTRATION_FEE_(NT)Cash advance$176Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.
REGISTRATION_FEECash advance$198Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.
TITLE_SEARCH_(NT)Cash advance$55.78Per Search - provides a copy of the title to the property
TITLE_SEARCH_(SA)Cash advance$35.50Per search - provides a copy of the title of the property
VALUATION_FEE_(NT)Cash advance$205from $205.00, please see tier Valuation Fee for Property Value up to over $1,500,000
VALUATION_FEECash advance$205From $205 - a fee charged to value the proposed security property for metropolitan area. Outside metropolitan area as charged by the valuer.
BANK_CHEQUE_FEEPayment$12Per cheque - Purchase of a bank cheque for settlement
HOME_PROPERTY_CREDIT_PACKAGE_FEEUpfront$420is charged for establishing all home loans with the exception of Commercial Loans Whole of pay to PCU Visa Credit Card General Insurance 10 years PCU membership Savings / Investments held with PCU for 3mths or over Former <18yr old Members
§ 03 — Features
Instant paymentsPayIDDigital bankingApple Pay, Samsung Pay and Google Pay
§ 04 — Eligibility & limits
  • · Minimum age 18

Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 27 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.