Queensland Country Bank
Line of Credit
Our Line of Credit is an overdraft facility that provides you with the ability to continually draw up to your credit limit at any time for your home, car and other credit requirements, giving you flexibility providing you stay under your approved limit.
OverdraftsBank updated 23 Sept 2026
At a glance
- Variable
- 8.69%
- Upfront fee
- $550
- Monthly fee
- $0
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableLine of Credit - Ultimate Home Loan Package | — | — | — | 8.69% | — | Applicable for Ultimate Home Loan Package holders |
| VariableLine of Credit | — | — | — | 9.19% | — | — |
§ 02 — Fees · 19
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Dishonour Insuff. Funds | Dishonour | $8 | — | — |
| Arrears Letter - Second Arrears Letter | Event | $40 | — | — |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70 | — | — |
| DE Mistaken Payment Return Req | Event | $50 | — | — |
| Direct Entry Recall of Funds | Event | $40 | — | — |
| Disputed Transaction Fee | Event | $35 | — | — |
| Honour Charge | Event | $8 | — | — |
| Overlimit Fee | Event | $30 | — | On a fee for maintaining a set balance |
| RTGS Payment Received Fee | Event | $7.20 | — | — |
| Transaction Investigation Fee | Event | $15 | — | — |
| Other Credit Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other fees and charges which may apply. |
| Other Service Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges |
| Annual Facility Fee | Periodic | $100 | Every 1 yr | Ultimate Home Loan Package |
| Monthly Account Fee | Periodic | No fee | Every 1 mo | — |
| Package Fee | Periodic | $395 | Every 1 yr | Package Fee charged on commencement of Ultimate Home Loan Package and annually on anniversary of the commencement date. If multiple loans are held under the Ultimate Home Loan Package member can nomi… Stand-alone Line of Credit Ultimate Home Loan Package |
| Overseas Purchase Fee | Transaction | 3.65% of transaction | — | Charged as a percentage of the foreign currency transaction value |
| LOC Establishment Fee | Upfront | $250 | — | Charging on Origination LOC Establishment Fee |
| Mortgage Document Fee | Upfront | $250 | — | Charging on Origination Mortgage Document Fee |
| Val Fee - PropertyHub | Upfront | $50 | — | — |
§ 03 — Features
Digital bankingUnlimited transactionsOverdraftAPPLE PAYGOOGLE PAYSAMSUNG PAY
- · Continual credit facility.
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.