The Finance Algorithm
WARWICK CREDIT UNION

CHOICE ACCOUNT

CHOICE ACCOUNT

OverdraftsBank updated 17 Apr 2026
At a glance
Variable
10.80%
Loan size
$20,000 to $150,000
Upfront fee
$1,087.63
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable10.80%
§ 02 — Fees · 5
FeeTypeAmountWhenNotes
LIFESTYLE_EQUITY_LOAN_SERVICE_FEEPeriodic$10Charged to the account at the end of each month
OVERDRAFT_LINE_FEES_$100,001_AND_OVERPeriodic$250Charged quarterly in arrears for Overdrafts or Personal Line of Credits with a limit over $100,001
CITEC_TITLE_SEARCHUpfront$25.63Payable for each Title Search ordered
ESTABLISHMENT_FEEUpfront$600Payable on funding of a new loan - price confirmed on application
SOLICITOR_MORTGAGE_FEEUpfront$462Payable at the time of funding a new loan with new mortgages
§ 03 — Features

None published.

§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Individuals must be citizens or permanent residents of Australia.
  • · Amount $20,000 to $150,000
  • · Must be a member of the Credit Union

Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 17 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.