At a glance
- Variable
- 10.80%
- Loan size
- $20,000 to $150,000
- Upfront fee
- $600
How it compares
This overdraft in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate open to anyone, including lines of credit secured against a home. One dot per institution, at its lowest personal overdraft or line of credit rate anyone can apply for; hover or tap a dot for its name.
| Rate | This overdraft | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal overdraft or line of creditLowest advertised rate open to anyone, including lines of credit secured against a home | 10.80% | 7.49%Police Credit Union Limited's Allegro Line of Credit | 9.25%of 15 institutions | 10th lowest of 15 |
Rates
The one rate Warwick Credit Union publishes for this overdraft.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 10.80% | - | - |
Fees
5 fees published, grouped by when they're charged.
- When you take it outUp to $6003 fees, each listed below
- While you hold itUp to $2502 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out3
- CITEC_TITLE_SEARCH
Payable for each Title Search ordered
$25.63 - ESTABLISHMENT_FEE
Payable on funding of a new loan - price confirmed on application
$600 - SOLICITOR_MORTGAGE_FEE
Payable at the time of funding a new loan with new mortgages
$462
While you hold it2
- LIFESTYLE_EQUITY_LOAN_SERVICE_FEE
Charged to the account at the end of each month
$10 - OVERDRAFT_LINE_FEES_$100,001_AND_OVER
Charged quarterly in arrears for Overdrafts or Personal Line of Credits with a limit over $100,001
$250
Features
None published.
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens or permanent residents of Australia.
- Amount $20,000 to $150,000
- Must be a member of the Credit Union
Compare it with others
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 17 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.