At a glance
- Variable
- 8.56%
- Loan size
- $50,000 to no maximum
- Upfront fee
- $595
- Monthly fee
- $5
How it compares
This overdraft in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate open to anyone, including lines of credit secured against a home. One dot per institution, at its lowest personal overdraft or line of credit rate anyone can apply for; hover or tap a dot for its name.
| Rate | This overdraft | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal overdraft or line of creditLowest advertised rate open to anyone, including lines of credit secured against a home | 8.56% | 7.49%Police Credit Union Limited's Allegro Line of Credit | 9.25%of 15 institutions | 4th lowest of 15 |
Rates
Every rate Coastline publishes for this overdraft, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, Interest only | - | $150,000+ | 8.56% | - | Existing cust; New accounts; New customer |
| Variable | Owner occupied, Interest only | - | $50,000–$149,999 | 8.86% | - | Existing cust; New accounts; New customer |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Variable, Owner occupied, Interest only, $150,000+ | 8.31% | 8.56% | up 0.25 |
| 16 Oct 2026 | Variable, Owner occupied, Interest only, $50,000–$149,999 | 8.61% | 8.86% | up 0.25 |
Each change is logged the night it appears in the rates Coastline Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
38 fees published, grouped by when they're charged.
- When you take it outUp to $5955 fees, each listed below
- While you hold it$5 a monthHome Equity Base Bal Fee
- When you close it or pay it offNo fee published
When you take it out5
- Loan Establishment Fee$595
- PPSR Security Interest Fee$50
- Property Search Fee$30
- Real Time Transfer/NPP Fee$20
- Settlement Disbursement Fee$5
While you hold it1
- Home Equity Base Bal Fee$5 a month
When you make a transaction9
- Bank's Solicitor Mtg Disch Fee$380
- CU Solicitor Mtg Discharge Fee$380
- EFTPOS Decl Trans FeeNo fee
- Home Equity Withdrawal Fee$1.50
- Mortgage Discharge Fee$250
- Non Coastline ATM Wdl FeeNo fee
- Overseas ATM Wdl Fee$5
- Presented Cheque Fee$0.75
- Staff Assisted Electronic Pmnt$2.25
When particular things happen23
- Agency Withdrawal Fee$10
- Arrears Reminder Fee$5
- ATM Direct ChargeNo fee
- ATM Transaction Fee$1
- Audit Certificate Fee$25
- BPAY Error Correction Fee$11.50
- Card Dispute Fee$33
- Credit Card Annual Fee$75
- Dishonour Fee$5
- Duplicate Statement Fee$5
- Elec Outbound Rejection Fee$5
- Emergency Card Issue Fee$15
- Final Notice of Demand$40
- Honour Fee$5
- Manual Arrears Transfer Fee$5
- Non CCU ATM Bal Enq Fee$1.50
- Non CCU ATM Decl Trans Fee$1.50
- Non CCU ATM Transaction Fee$1.50
- Piggy Bank$5
- Real Time Transfer Fee$20
- Replacement Card Fee$10
- Safe Custody Fee$25
- Security Token$20
Features
Eligibility and limits
- Minimum age 18
- Residency: Australia
- Available to individuals
- Amount from $50,000, no maximum
Compare it with others
Put this product through a calculator
Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.