The Finance Algorithm
Coastline

Home Equity Access

Home Equity Access

OverdraftsBank updated 15 July 2026
At a glance
Variable
8.31%
Loan size
$50,000 to no maximum
Upfront fee
$700
Monthly fee
$5
Visa Debit Card
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
VariableOwner occupied · Interest only$150,000+8.31%Existing cust; New accounts; New customer
VariableOwner occupied · Interest only$50,000–$149,9998.61%Existing cust; New accounts; New customer
§ 02 — Fees · 38
FeeTypeAmountWhenNotes
Agency Withdrawal FeeEvent$10
Arrears Reminder FeeEvent$5
ATM Direct ChargeEventNo fee
ATM Transaction FeeEvent$1
Audit Certificate FeeEvent$25
BPAY Error Correction FeeEvent$11.50
Card Dispute FeeEvent$33
Credit Card Annual FeeEvent$75
Dishonour FeeEvent$5
Duplicate Statement FeeEvent$5
Elec Outbound Rejection FeeEvent$5
Emergency Card Issue FeeEvent$15
Final Notice of DemandEvent$40
Honour FeeEvent$5
Manual Arrears Transfer FeeEvent$5
Non CCU ATM Bal Enq FeeEvent$1.50
Non CCU ATM Decl Trans FeeEvent$1.50
Non CCU ATM Transaction FeeEvent$1.50
Piggy BankEvent$5
Real Time Transfer FeeEvent$20
Replacement Card FeeEvent$10
Safe Custody FeeEvent$25
Security TokenEvent$20
Home Equity Base Bal FeePeriodic$5Every 1 mo
Bank's Solicitor Mtg Disch FeeTransaction$380
CU Solicitor Mtg Discharge FeeTransaction$380
EFTPOS Decl Trans FeeTransactionNo fee
Home Equity Withdrawal FeeTransaction$1.50
Mortgage Discharge FeeTransaction$250
Non Coastline ATM Wdl FeeTransactionNo fee
Overseas ATM Wdl FeeTransaction$5
Presented Cheque FeeTransaction$0.75
Staff Assisted Electronic PmntTransaction$2.25
Loan Establishment FeeUpfront$595
PPSR Security Interest FeeUpfront$50
Property Search FeeUpfront$30
Real Time Transfer/NPP FeeUpfront$20
Settlement Disbursement FeeUpfront$5
§ 03 — Features
Guarantor optionInstant paymentsPayIDDigital bankingUnlimited transactionsOverdraftApply Pay, Google, Pay
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australia
  • · Available to individuals
  • · Amount $50,000 to no maximum

Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.