Queensland Country BankOverdraft - Unsecured
Our Business Overdraft is ideal if you want greater control and flexibility in respect to your day-to-day finances. An account that has the ability to cover expected and unexpected expenses as well as cashflow shortfalls.
At a glance
- Variable
- 15.29%
- Monthly fee
- $0
How it compares
This overdraft in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate open to anyone, including lines of credit secured against a home. One dot per institution, at its lowest personal overdraft or line of credit rate anyone can apply for; hover or tap a dot for its name.
| Rate | This overdraft | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal overdraft or line of creditLowest advertised rate open to anyone, including lines of credit secured against a home | 15.29% | 7.49%Police Credit Union Limited's Allegro Line of Credit | 9.25%of 15 institutions | 14th lowest of 15 |
Rates
The one rate Queensland Country Bank publishes for this overdraft.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableUnsecured Commercial Overdraft - Interest Rate may vary dependant on risk assessment on application. | - | - | - | 15.29% | - | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Variable | 15.04% | 15.29% | up 0.25 |
Each change is logged the night it appears in the rates Queensland Country Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
10 fees published, grouped by when they're charged.
While you hold it2
- Annual Facility Fee$100 a year
- Monthly Account FeeNo fee
When particular things happen3
- Arrears Letter - Second Arrears Letter$40
- Arrears Letter Fee - Default Notice prior to Enforcement$70
- Overlimit Fee
On a fee for maintaining a set balance
$30
Other fees5
- Company Search Fee
Price on Application
Varies - Facility Review Fee
Price on Application
Varies - Guarantee Document Fee
Price on application
Varies - Other Credit Fees
Refer to our Fees and Charges brochure for information on other fees and charges which may apply.
Varies - Overdraft Establishment Fee
Price on application
Varies
Features
Eligibility and limits
- Minimum age 18
- Residency: Loans are available to members of the Bank who are permanent residents of Australia and currently live in Australia.
- Available to businesses
Compare it with others
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Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.