Queensland Country Bank
Overdraft - Unsecured
Our Business Overdraft is ideal if you want greater control and flexibility in respect to your day-to-day finances. An account that has the ability to cover expected and unexpected expenses as well as cashflow shortfalls.
OverdraftsBank updated 23 Sept 2026
At a glance
- Variable
- 15.04%
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableUnsecured Commercial Overdraft - Interest Rate may vary dependant on risk assessment on application. | — | — | — | 15.04% | — | — |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears Letter - Second Arrears Letter | Event | $40 | — | — |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70 | — | — |
| Overlimit Fee | Event | $30 | — | On a fee for maintaining a set balance |
| Company Search Fee | Other | Varies | — | Price on Application |
| Facility Review Fee | Other | Varies | — | Price on Application |
| Guarantee Document Fee | Other | Varies | — | Price on application |
| Other Credit Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other fees and charges which may apply. |
| Overdraft Establishment Fee | Other | Varies | — | Price on application |
| Annual Facility Fee | Periodic | $100 | Every 1 yr | — |
| Monthly Account Fee | Periodic | No fee | Every 1 mo | — |
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Loans are available to members of the Bank who are permanent residents of Australia and currently live in Australia.
- · Available to businesses
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.