BNK Bank (Goldfields Money/BCHL)
Every product BNK Bank (Goldfields Money/BCHL) publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 5 Nov 2026.
- Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with Goldfields Money under the same banking licence. Who shares a cap
- Australian credit licence and AFS licence 246884, held by BNK Banking Corporation Limited; credit licence since 6 September 2010. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
13 products in 4 categories
BNK Bank (Goldfields Money/BCHL)'s rates today
BNK Bank (Goldfields Money/BCHL)'s best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where BNK Bank (Goldfields Money/BCHL) sits among every institution's best
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | BNK Bank (Goldfields Money/BCHL) | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.35%Gold Prime Residential Basic Home Loans | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions |
| Savings accountBase plus any bonus, when its conditions are met | 4.50%Cash Management Account | 5.75%Defence Bank Limited's iSaver | 4.85%of 73 institutions |
| 12-month term depositBest rate for a 12-month term | 5.40%Stow It Term Deposit Account | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| Business 12-month term depositBest rate for a 12-month term | 5.40%Business Term Deposit | 5.70%AMP Bank GO 12 Month Business Term Deposit | 5.30%of 17 institutions |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.99%Commercial Alt Doc | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions |
BNK Bank (Goldfields Money/BCHL) home loan repayments
Repayments at BNK Bank (Goldfields Money/BCHL)'s lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- 6.35%6.38% comparison$3,733a month
$744,029 in interest, $1,344,029 repaid in all
- Investor variableGold Prime Residential Basic Home Loans6.55%6.64% comparison$3,812a month
$772,377 in interest, $1,372,377 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not BNK Bank (Goldfields Money/BCHL)'s own calculator: confirm the rate with BNK Bank (Goldfields Money/BCHL) before you apply.
BNK Bank (Goldfields Money/BCHL) home loan rates
Compare across banks4 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.35%, with a comparison rate of 6.38%, on its Gold Prime Residential Basic Home Loans: 50th lowest of 104 lenders.
- Gold Prime Residential Basic Home Loans
- Variable (owner occ. P&I)
- 6.30%, 6.33% comparison
- Variable (investor P&I)
- 6.50%
- Max LVR
- 80%
- Gold Prime Residential Special Home Loans
- Variable (owner occ. P&I)
- 6.40%, 6.43% comparison
- Variable (investor P&I)
- 6.60%
- Max LVR
- 95%
- Prime Alt Doc (BNK)
- Variable (owner occ. P&I)
- 6.99%, 7.06% comparison
- Variable (investor P&I)
- 7.24%
- Max LVR
- 0.85%
- Prime Alt Doc Jumbo (BNK)
- Variable (owner occ. P&I)
- 7.20%, 7.27% comparison
- Variable (investor P&I)
- 7.39%
- Max LVR
- 0.7%
BNK Bank (Goldfields Money/BCHL) savings and transaction account rates
Compare across banks3 products
Its highest savings rate is 4.50%, on its Cash Management Account: 43rd highest of 84 institutions, level with 2 others.
BNK Bank (Goldfields Money/BCHL) term deposit rates
Compare across banks2 products
Its highest 12-month term deposit rate is 5.40%, on its Stow It Term Deposit Account: 11th highest of 65 institutions, level with 6 others.
| Rate | BNK Bank (Goldfields Money/BCHL) | Best anywhere | Typical institution |
|---|---|---|---|
| 3-month term depositBest rate for 3 months | 5.25%Stow It Term Deposit Account | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions |
| 6-month term depositBest rate for 6 months | 5.35%Stow It Term Deposit Account | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions |
| 12-month term depositBest rate for 12 months | 5.40%Stow It Term Deposit Account | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
BNK Bank (Goldfields Money/BCHL) business loan rates
Compare across banks4 products
Its lowest advertised business loan rate is 7.64% variable, on its Commercial SMSF Loan: 22nd lowest of 49 lenders.
Has BNK Bank (Goldfields Money/BCHL) passed on the RBA's November 2026 rate rise?
BNK Bank (Goldfields Money/BCHL) hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
Thu 22 Oct
BNK Bank (Goldfields Money/BCHL) lifted 68 variable home loan rates by 0.25 percentage points.
0.25- Gold Prime Residential Basic Home Loans (6 rates)
- Gold Prime Residential Special Home Loans (10 rates)
- Prime Alt Doc (BNK) (32 rates)
- Prime Alt Doc Jumbo (BNK) (20 rates)
BNK Bank (Goldfields Money/BCHL) lifted 24 term deposit rates by 0.10 to 1.00 percentage points.
0.10 to 1.00- Stow It Term Deposit Account (12 rates)
- Business Term Deposit (12 rates)
Published by BNK Bank (Goldfields Money/BCHL) under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.