Arab Bank Australia Ltd ProdCommercial Loans - Prime Lending
Part of a range of products designed to assist you if you are looking to buy or start your own business or if you are looking to expand your existing business.
At a glance
- Variable
- 16.35%
- Loan size
- $25,000 to no maximum
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 16.35% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 46th lowest of 47 |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 16.35% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 46th lowest of 47 |
Rates
The one rate Arab Bank Australia Ltd Prod publishes for this business loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableFlexible repayment structures including principal and interest or interest only. | - | - | - | 16.35% | 0.00% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Variable | 16.10% | 16.35% | up 0.25 |
Each change is logged the night it appears in the rates Arab Bank Australia Limited publishes. See how every lender answered the RBA on the rate tracker.
Fees
14 fees published, grouped by when they're charged.
- When you take it out0.35% of transactionApplication Fee
- While you hold itNo fee published
- When you close it or pay it off$250Discharge of Security Fee
When you take it out1
- Application Fee
Standard minimum is 0.35% of the approved borrowed amount. Fee rate varies depending on borrower's application.
0.35% of transaction
When you make a transaction3
- Redraw Fee (Online)$10
- Redraw Fee (Over the Counter)$55
- Search Fee
Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. It is calculated on the basis of the time t…
$70
When particular things happen9
- Additional Security Consent Fee
Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security. It is payable whether or not the Bank consents…
$150 - Arrears Letter Fee$35
- Deed Production Fee
Payable by the Customer whenever the Bank is required to produce a document to a government registry. It does not include any solicitor costs or fees payable to a government registry to register a do…
$60 - Direct Debit Dishonour Fee
Payable whenever a direct debit to the Customer’s loan account is dishonoured.
$35 - Progress Payment Fee
Payable whenever the Customer requests a progress payment. It does not include any fee payable for inspections by a quantity surveyor.
$100 - Rollover Fee
Payable by the Customer at the end of a fixed rate period if the Customer chooses to rollover to another fixed interest rate for another fixed rate period rather than automatically converting to vari…
$300 - Tenanted Security Report Fee
Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the Customer did not tell the Bank) that t…
$100 - Title Change Fee
Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). It does not include any solicitor costs or fees p…
$100 - Transfer Fee
Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any othe…
$300
When you close it or pay it off1
- Discharge of Security Fee
Payable if the Bank agrees to discharge a security. The Bank may use some or all of this fee to pay its external costs. It does not include any solicitor costs or fees payable to a government registr…
$250
Features
- • Competitive rate of interest with low establishment fees. • Flexible repayment structures including principal and interest or interest only. • We lend against commercial properties as well as a hos…
- Flexible repayment structures including principal and interest or interest only
Eligibility and limits
- Amount from $25,000, no maximum
- For information on eligibility criteria, please contact our Relationship Managers.
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Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.