Arab Bank Australia Ltd Prod
Commercial Loans - Prime Lending
Part of a range of products designed to assist you if you are looking to buy or start your own business or if you are looking to expand your existing business.
Business loansBank updated 20 Aug 2026
At a glance
- Variable
- 16.10%
- Loan size
- $25,000 to no maximum
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableFlexible repayment structures including principal and interest or interest only. | — | — | — | 16.10% | 0.00% | — |
§ 02 — Fees · 14
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Additional Security Consent Fee | Event | $150 | — | Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security. It is payable whether or not the Bank consents… |
| Arrears Letter Fee | Event | $35 | — | — |
| Deed Production Fee | Event | $60 | — | Payable by the Customer whenever the Bank is required to produce a document to a government registry. It does not include any solicitor costs or fees payable to a government registry to register a do… |
| Direct Debit Dishonour Fee | Event | $35 | — | Payable whenever a direct debit to the Customer’s loan account is dishonoured. |
| Progress Payment Fee | Event | $100 | — | Payable whenever the Customer requests a progress payment. It does not include any fee payable for inspections by a quantity surveyor. |
| Rollover Fee | Event | $300 | — | Payable by the Customer at the end of a fixed rate period if the Customer chooses to rollover to another fixed interest rate for another fixed rate period rather than automatically converting to vari… |
| Tenanted Security Report Fee | Event | $100 | — | Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the Customer did not tell the Bank) that t… |
| Title Change Fee | Event | $100 | — | Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). It does not include any solicitor costs or fees p… |
| Transfer Fee | Event | $300 | — | Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any othe… |
| Discharge of Security Fee | Exit | $250 | — | Payable if the Bank agrees to discharge a security. The Bank may use some or all of this fee to pay its external costs. It does not include any solicitor costs or fees payable to a government registr… |
| Redraw Fee (Online) | Transaction | $10 | — | — |
| Redraw Fee (Over the Counter) | Transaction | $55 | — | — |
| Search Fee | Transaction | $70 | — | Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. It is calculated on the basis of the time t… |
| Application Fee | Upfront | 0.35% of transaction | — | Standard minimum is 0.35% of the approved borrowed amount. Fee rate varies depending on borrower's application. |
§ 03 — Features
RedrawDigital banking
- · • Competitive rate of interest with low establishment fees. • Flexible repayment structures including principal and interest or interest only. • We lend against commercial properties as well as a hos…
- · Flexible repayment structures including principal and interest or interest only
§ 04 — Eligibility & limits
- · Amount $25,000 to no maximum
- · For information on eligibility criteria, please contact our Relationship Managers.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.