Australian Mutual BankCommercial Personal - Principal & Interest
The Commercial Personal loan is available for commercial members.
At a glance
- Variable
- 6.95%
- Loan size
- $5,000 to $150,000
- Upfront fee
- $150
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 6.95% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 9th lowest of 47 |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 6.95% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 9th lowest of 47 |
Rates
Every rate Australian Mutual Bank publishes for this business loan, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariablePrincipal & Interest Secured Green Loan | P&I | - | $1,000–$150,000 | 6.95% | - | - |
| VariablePrincipal & Interest Secured rate | P&I | - | $1,000–$150,000 | 9.99% | - | - |
| VariablePrincipal & Interest Unsecured rate | P&I | - | $1,000–$40,000 | 14.51% | - | - |
Fees
7 fees published, grouped by when they're charged.
When you take it out6
- APPLICATION_FEE
This fee is applicable when the loan is funded.
$150 - BUSINESS_LOAN_APPLICATION_FEE_-_EQUAL_OR_LARGER_THAN_$300,000
For amounts equal or larger than $300,000
$1,500 - BUSINESS_LOAN_APPLICATION_FEE_-_OVER_$35,000,_BUT_UNDER_$300,000
For amount of $35,000, but under $300,000
$650 - BUSINESS_LOAN_APPLICATION_FEE
For amounts under $35,000
$250 - COMMERCIAL_DOCUMENTATION_FEE$0 to $9,999,999
- GUARANTEE_ISSUING_FEE$0 to $9,999,999
Other fees1
- COLLECTION_CHARGES
At cost. Payable when we request an agent to assist our efforts to address defaults under your contract before we can commence legal action. At Cost.
$0 to $9,999,999
Features
- No ongoing fees
- Make extra repayments
- Choose weekly, fortnightly or monthly repayments
- A competitive variable interest rate
- No fee for early repayment
- Ability to make lump sum payments
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens of Australia.
- Available to individuals
- Amount $5,000 to $150,000
- You must be a member. Membership is open to citizens of Australia over age of 18 and are current or retired employees or volunteers in Education, Health Care or Emergency Services sectors or are fami…
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
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Published by Australian Mutual Bank LTD under the Consumer Data Right, last changed by them on 13 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.