Australian Mutual BankFixed Interest Only Commercial Lending
Flexibly structure and manage your business loan with Commercial Lending
At a glance
- Fixed
- 7.84%
- Loan size
- $1,000 to $10,000,000
- Upfront fee
- $250
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.84% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 21st lowest of 47, level with one other |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.84% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 21st lowest of 47, level with one other |
Rates
Every rate Australian Mutual Bank publishes for this business loan, 5 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Interest only | 1 yr fixed | $1–$10,000,000 | 7.84% | - | - |
| Fixed | Interest only | 2 yrs fixed | $1–$10,000,000 | 7.94% | - | - |
| Fixed | Interest only | 3 yrs fixed | $1–$10,000,000 | 8.04% | - | - |
| Fixed | Interest only | 4 yrs fixed | $1–$10,000,000 | 8.14% | - | - |
| Fixed | Interest only | 5 yrs fixed | $1–$10,000,000 | 8.19% | - | - |
Fees
11 fees published, grouped by when they're charged.
- When you take it outUp to $1,5006 fees, each listed below
- While you hold itNo fee published
- When you close it or pay it off$250DISCHARGE_OF_MORTGAGE_ADMIN_FEE
When you take it out6
- BUSINESS_LOAN_APPLICATION_FEE_-_EQUAL_OR_LARGER_THAN_$300,000
For amounts equal or larger than $300,000
$1,500 - BUSINESS_LOAN_APPLICATION_FEE_-_OVER_$35,000,_BUT_UNDER_$300,000
For amount of $35,000, but under $300,000
$650 - BUSINESS_LOAN_APPLICATION_FEE
For amounts under $35,000
$250 - COMMERCIAL_DOCUMENTATION_FEE$0 to $9,999,999
- COMPANY_SEARCH
Company Search (included at account opening)
$0 to $9,999,999 - GUARANTEE_ISSUING_FEE$0 to $9,999,999
When particular things happen4
- CONSENT_TO_SUBDIVISION$250
- GENERAL_CONSENT_FEE$250
- SECOND_MORTGAGE_CONSENT_FEE
Commercial Loans
$250 - SUBSTITUTION_OF_SECURITY_FEE$250
When you close it or pay it off1
- DISCHARGE_OF_MORTGAGE_ADMIN_FEE$250
Features
- No monthly account keeping fees
- Max 30 years
- Monthly repayments
- No fee for early repayment
- Ability to make lump sum payments
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens of permanent residents of Australia.
- Available to individuals
- Amount $1,000 to $10,000,000
- You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank.
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
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Published by Australian Mutual Bank LTD under the Consumer Data Right, last changed by them on 13 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.