Australian Mutual Bank
Fixed Principal & Interest Commercial Lending
Flexibly structure and manage your business loan with Commercial Lending
Business loansBank updated 13 July 2026
At a glance
- Fixed
- 7.59%
- Loan size
- $1,000 to $10,000,000
- Upfront fee
- $2,400
§ 01 — Rates · 5
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 1 yr fixed | $1,000–$10,000,000 | 7.59% | — | — |
| Fixed | P&I | 2 yrs fixed | $1,000–$10,000,000 | 7.69% | — | — |
| Fixed | P&I | 3 yrs fixed | $1,000–$10,000,000 | 7.79% | — | — |
| Fixed | P&I | 4 yrs fixed | $1,000–$10,000,000 | 7.89% | — | — |
| Fixed | P&I | 5 yrs fixed | $1,000–$10,000,000 | 7.94% | — | — |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| CONSENT_TO_SUBDIVISION | Event | $250 | — | — |
| GENERAL_CONSENT_FEE | Event | $250 | — | — |
| SECOND_MORTGAGE_CONSENT_FEE | Event | $250 | — | Commercial Loans |
| SUBSTITUTION_OF_SECURITY_FEE | Event | $250 | — | — |
| DISCHARGE_OF_MORTGAGE_ADMIN_FEE | Exit | $250 | — | — |
| BUSINESS_LOAN_APPLICATION_FEE_-_EQUAL_OR_LARGER_THAN_$300,000 | Upfront | $1,500 | — | For amounts equal or larger than $300,000 |
| BUSINESS_LOAN_APPLICATION_FEE_-_OVER_$35,000,_BUT_UNDER_$300,000 | Upfront | $650 | — | For amount of $35,000, but under $300,000 |
| BUSINESS_LOAN_APPLICATION_FEE | Upfront | $250 | — | For amounts under $35,000 |
| COMMERCIAL_DOCUMENTATION_FEE | Upfront | $0 to $9,999,999 | — | — |
| COMPANY_SEARCH | Upfront | $0 to $9,999,999 | — | Company Search (included at account opening) |
| GUARANTEE_ISSUING_FEE | Upfront | $0 to $9,999,999 | — | — |
§ 03 — Features
RedrawDigital banking
- · No monthly account keeping fees
- · Max 30 years
- · Weekly, fortnightly,monthly repayments
- · No fee for early repayment
- · Ability to make lump sum payments
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens of permanent residents of Australia.
- · Available to individuals
- · Amount $1,000 to $10,000,000
- · You must be a member.
- · All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Australian Mutual Bank LTD under the Consumer Data Right, last changed by them on 13 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.