The Finance Algorithm
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Interest Only (Commercial)

Interest Only (Commercial)

Business loansBank updated 15 Oct 2026

At a glance

Variable
10.86%
Upfront fee
$5

How it compares

This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This business loan: 10.86%Every other institution's lowest, 46 in all

Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.

This business loan: 10.86%Every other institution's lowest, 46 in all

Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.

RateThis business loanBest anywhereTypical institutionWhere it sits
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower10.86%6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions42nd lowest of 47
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower10.86%6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions42nd lowest of 47

Rates

The one rate Coastline publishes for this business loan.

TypeApplies toTermBandRateComparisonConditions
VariableInvestment, Interest only--10.86%-Existing cust; Min deposits; New accounts; New customer

Rate changes

One change logged, newest first.

DateRateWasNowChange
16 Oct 2026Variable, Investment, Interest only10.36%10.86%up 0.50

Each change is logged the night it appears in the rates Coastline Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

15 fees published, grouped by when they're charged.

When you take it out7

  • Loan Estab Fee - Owner Builder
    $500
  • PPSR Security Interest Fee
    $50
  • Progress Draw Fee-Construction
    $95
  • Property Search Fee
    $30
  • Real Time Transfer/NPP Fee
    $20
  • Scheduling Fee - Owner Builder
    $550
  • Settlement Disbursement Fee
    $5

When you make a transaction4

  • CU Solicitor Mtg Discharge Fee
    $380
  • Loan Redraw Fee
    No fee
  • Loan Redraw Fee
    $20
  • Mortgage Discharge Fee
    $250

When particular things happen4

  • Arrears Reminder Fee
    $5
  • Final Notice of Demand
    $40
  • Loan Renegotiation Fee
    $150
  • Manual Arrears Transfer Fee
    $5

Features

RedrawExtra repaymentsGuarantor optionInstant paymentsDigital banking

Eligibility and limits

  • Minimum age 18
  • Available to individuals
  • Available to businesses
  • Maximum LVR 70%

Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.