The Finance Algorithm
At a glance
Variable
13.64%
Upfront fee
$105
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableInvestment · P&I13.64%Existing cust; Min deposits; New accounts; New customer
§ 02 — Fees · 12
FeeTypeAmountWhenNotes
Arrears Reminder FeeEvent$5
Final Notice of DemandEvent$40
Loan Renegotiation FeeEvent$150
Manual Arrears Transfer FeeEvent$5
CU Solicitor Mtg Discharge FeeTransaction$380
Loan Redraw FeeTransactionNo fee
Loan Redraw FeeTransaction$20
Mortgage Discharge FeeTransaction$250
PPSR Security Interest FeeUpfront$50
Property Search FeeUpfront$30
Real Time Transfer/NPP FeeUpfront$20
Settlement Disbursement FeeUpfront$5
§ 03 — Features
RedrawExtra repaymentsGuarantor optionInstant paymentsDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australia
  • · Available to individuals
  • · Available to businesses
  • · Maximum LVR 70%

Published by Coastline Bank under the Consumer Data Right, last changed by them on 25 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.