The Finance Algorithm
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Business car loan

Business car loans

Business loansBank updated 9 June 2026

At a glance

Variable
8.29%
Loan size
$5,000 to $100,000
Monthly fee
$10

How it compares

This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This business loan: 8.29%Every other institution's lowest, 46 in all

Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.

This business loan: 8.29%Every other institution's lowest, 46 in all

Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.

RateThis business loanBest anywhereTypical institutionWhere it sits
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower8.29%6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions33rd lowest of 47
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower8.29%6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions33rd lowest of 47

Rates

The one rate Liberty Financial publishes for this business loan.

TypeApplies toTermBandRateComparisonConditions
VariableVariable interest rate starting from 8.29% p.a.P&I--8.29%--

Fees

3 fees published, grouped by when they're charged.

  1. When you take it outNo fee published
  2. While you hold it$10 a monthAccount fee
  3. When you close it or pay it off$125Discharge fee

While you hold it1

  • Account fee

    Account fee $10 per month

    $10 a month

When you close it or pay it off1

  • Discharge fee

    Early termination fees such as break costs may apply

    $125

Other fees1

  • Application fee

    Application fee varies. Other fees, charges and commissions may apply.

    Varies

Features

  • Repayments weekly, fortnightly, monthly
  • The maximum vehicle age at the end of the loan term is 8 years for any loan with a balloon payment.
  • An interest rate discount of 0.25% p.a. applies for new and used plug-in electrical vehicles. Hybrids excluded.
  • Fixed rate options available
  • Interest rate loadings apply to older vehicles, resulting in higher interest rates. Call 13 11 33 or speak with your local Liberty Adviser for details.
  • Low documentation requirements

Eligibility and limits

  • Amount $5,000 to $100,000
  • Loan terms from 2 to 7 years

Published by Liberty Financial under the Consumer Data Right, last changed by them on 9 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.