The Finance Algorithm
Liberty Financial

Secured business loan

Secured business loans

Business loansBank updated 15 May 2026
At a glance
Variable
8.70%
Loan size
$50,000 to $200,000
Upfront fee
$1,950
Monthly fee
$30
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableRates from 8.70% p.a.P&I8.70%
§ 02 — Fees · 5
FeeTypeAmountWhenNotes
Deferred facility feeExit2.00% of balanceApplicable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. Customers may elect to pay an upfront facility fee in lieu of a deferred facility fe…
Discharge feeExit$395
Valuation feeOtherVariesValuation fee at applicant's cost
Service feePeriodic$30Every 1 moService fee $30 per month
Loan establishment feeUpfront$1,950Loan establishment fee $1,950 or 1.25% of loan amount, whichever greater. Fee can be capitalised into the loan
§ 03 — Features
Redraw
  • · Principal & interest repayments available
  • · Interest only available for a maximum of 3 years at an additional interest rate loading of 0.50%.
  • · Repayments - Weekly, fortnightly, monthly
  • · Additional documentation may be required upon assessment.
  • · Can be used for tax debt. Additional documentation may be required upon assessment.
  • · Security determined on application assessment
§ 04 — Eligibility & limits
  • · Amount $50,000 to $200,000
  • · no minimum required
  • · Minimum loan term 12 months
  • · Maximum loan term 30 years

Published by Liberty Financial under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.