At a glance
- Variable
- 8.95%
- Loan size
- $50,000 to $200,000
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 8.95% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 37th lowest of 47 |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 8.95% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 37th lowest of 47 |
Rates
The one rate Liberty Financial publishes for this business loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableRates from 8.95% p.a. | Investment, P&I | - | - | 8.95% | - | - |
Fees
5 fees published, grouped by when they're charged.
- When you take it outVaries2 fees, each listed below
- While you hold it$30Service fee
- When you close it or pay it offUp to $3952 fees, each listed below
When you take it out2
- Loan establishment fee
Loan establishment fee $1,950 or 1.25% of loan amount, whichever greater. Fee can be capitalised into the loan
1.25% of balance - Valuation fee
Valuation fee at applicant's cost
From $0
While you hold it1
- Service fee
Service fee $30 per month
$30
When you close it or pay it off2
- Deferred facility fee
Applicable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. Customers may elect to pay an upfront facility fee in lieu of a deferred facility fe…
2.00% of balance - Discharge fee$395
Features
- Security determined on application assessment
- Can be used for tax debt. Additional documentation may be required upon assessment.
- Additional documentation may be required upon assessment.
- Repayments - Weekly, fortnightly, monthly
- Interest only available for a maximum of 3 years at an additional interest rate loading of 0.50%.
Eligibility and limits
- Amount $50,000 to $200,000
- No minimum required
- Maximum loan term 30 years
- Minimum loan term 12 months
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Published by Liberty Financial under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.