Lease income loan
This product is also referred to as the LeaseStream Product
At a glance
- Variable
- 8.25%
- Loan size
- $100,000 to $4,000,000
- Upfront fee
- $695
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 8.25% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 33rd lowest of 47 |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 8.25% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 33rd lowest of 47 |
Rates
The one rate Liberty Financial publishes for this business loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableHigher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. | Investment, P&I | - | - | 8.25% | - | - |
Fees
9 fees published, grouped by when they're charged.
- When you take it outUp to $7955 fees, each listed below
- While you hold it$34.50Service fee
- When you close it or pay it offUp to $7952 fees, each listed below
When you take it out5
- Application fee
Application fee of $1,045 may apply depending on assessment criteria. Fee can be capitalised, paid upfront or from settlement proceeds.
$795 - Documentation fee
fee is deducted from loan amount.
$695 - Establishment Fee
Establishment fee is 1.00% of the loan amount and has a minimum fee of $2,500 depending on assessment criteria. Fee can be capitalised, paid upfront or from settlement proceeds.
1.00% of balance - Settlement fee
Fee can be capitalised, paid upfront or from settlement proceeds.
$595 - Valuation fee
Valuation fee covers the cost of a bank valuation on every security. Fee can be capitalised, paid upfront or from settlement proceeds.
From $0
While you hold it1
- Service fee$34.50
When you make a transaction1
- Redraw fee
Minimum redraw amount $5,000.
$85
When you close it or pay it off2
- Deferred facility fee
Deferred Facility fee is 1% of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement.
1.00% of balance - Discharge fee
Discharge fee of $795 plus legal fees and government charges are due upon loan finalisation.
$795
Features
- Repay weekly, fortnightly, monthly
- Loans with an Interest Only period are subject to a 0.50% interest rate loading.
- Principal and interest repayments available
Eligibility and limits
- Residency: Australian or New Zealand citizen/resident
- Available to individuals
- Available to businesses
- Amount $100,000 to $4,000,000
- Maximum LVR 80%
- Investors Only
- Maximum loan term Up to 30 years
Compare it with others
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Published by Liberty Financial under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.