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Flexible business loan

Flexible business loans

Business loansBank updated 9 Oct 2026

At a glance

Variable
14.95%
Loan size
$50,000 to $500,000

How it compares

This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This business loan: 14.95%Every other institution's lowest, 46 in all

Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.

This business loan: 14.95%Every other institution's lowest, 46 in all

Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.

RateThis business loanBest anywhereTypical institutionWhere it sits
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower14.95%6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions45th lowest of 47
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower14.95%6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions45th lowest of 47

Rates

The one rate Liberty Financial publishes for this business loan.

TypeApplies toTermBandRateComparisonConditions
VariableRates from 14.95% p.a.Investment, P&I--14.95%--

Fees

4 fees published, grouped by when they're charged.

  1. When you take it out1.25% of balanceLoan establishment fee
  2. While you hold it$30Service fee
  3. When you close it or pay it offUp to $3952 fees, each listed below

When you take it out1

  • Loan establishment fee

    Loan establishment fee $1,950 or 1.25% of loan amount, whichever greater. Fee can be capitalised into the loan

    1.25% of balance

While you hold it1

  • Service fee
    $30

When you close it or pay it off2

  • Deferred facility fee

    Applicable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. Customers may elect to pay an upfront facility fee in lieu of a deferred facility fe…

    2.00% of balance
  • Discharge fee
    $395

Features

  • Repayments - Weekly, fortnightly, monthly
  • Additional documentation may be required upon assessment.
  • Can be used for tax debt. Additional documentation may be required upon assessment.
  • Security determined on application assessment

Eligibility and limits

  • Amount $50,000 to $500,000
  • Time in business >= 2 years
  • Maximum loan term 5 years

Published by Liberty Financial under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.