The Finance Algorithm
Liberty Financial

Flexible business loan

Flexible business loans

Business loansBank updated 15 May 2026
At a glance
Variable
14.70%
Loan size
$50,000 to $500,000
Upfront fee
$1,950
Monthly fee
$30
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableRates from 14.70% p.a.P&I14.70%
§ 02 — Fees · 4
FeeTypeAmountWhenNotes
Deferred facility feeExit2.00% of balanceApplicable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. Customers may elect to pay an upfront facility fee in lieu of a deferred facility fe…
Discharge feeExit$395
Service feePeriodic$30Every 1 moService fee $30 per month
Loan establishment feeUpfront$1,950Loan establishment fee $1,950 or 1.25% of loan amount, whichever greater. Fee can be capitalised into the loan
§ 03 — Features
  • · Principal & interest repayments available
  • · Repayments - Weekly, fortnightly, monthly
  • · Additional documentation may be required upon assessment.
  • · Can be used for tax debt. Additional documentation may be required upon assessment.
  • · Security determined on application assessment
§ 04 — Eligibility & limits
  • · Amount $50,000 to $500,000
  • · Time in business ≥ 2 years
  • · Maximum loan term 5 years

Published by Liberty Financial under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.