The Finance Algorithm
Liberty Financial logoLiberty Financial

Business line of credit

Business line of credits

Business loansBank updated 9 Oct 2026

At a glance

Variable
10.45%
Loan size
$50,000 to $2,000,000

How it compares

This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This business loan: 10.45%Every other institution's lowest, 46 in all

Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.

This business loan: 10.45%Every other institution's lowest, 46 in all

Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.

RateThis business loanBest anywhereTypical institutionWhere it sits
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower10.45%6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions41st lowest of 47
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower10.45%6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions41st lowest of 47

Rates

The one rate Liberty Financial publishes for this business loan.

TypeApplies toTermBandRateComparisonConditions
VariableRates from 10.45% p.a.Investment, Interest only--10.45%--

Fees

5 fees published, grouped by when they're charged.

  1. When you take it out1.25% of balanceLoan establishment fee
  2. While you hold itUp to $5453 fees, each listed below
  3. When you close it or pay it off$395Discharge fee

When you take it out1

  • Loan establishment fee

    Loan establishment fee $1,950 or 1.25% of loan amount, whichever greater. Fee can be capitalised into the loan

    1.25% of balance

While you hold it3

  • Annual review fee
    $545
  • Line fee

    A Line fee of 1% p.a. applies on unutilised funds.

    1.00% of balance
  • Service fee

    Service fee $30 per month

    $30

When you close it or pay it off1

  • Discharge fee
    $395

Features

Redraw
  • Monthly repayments
  • Additional documentation may be required upon assessment.
  • Can be used for tax debt. Additional documentation may be required upon assessment.
  • Security determined on application assessment

Eligibility and limits

  • Amount $50,000 to $2,000,000
  • No minimum required

Published by Liberty Financial under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.