Broken Hill Bank
145 Personal Overdraft
Enjoy Financial Flexibility With A Personal Overdraft, Available At A Great Interest Rate.
OverdraftsBank updated 11 June 2026
At a glance
- Variable
- 10.20%
- Loan size
- $2,000 to $25,000
- Upfront fee
- $780
- Monthly fee
- $7
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | — | — | 10.20% | — | — |
§ 02 — Fees · 14
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Contract Variation Fee | Event | $150 | — | — |
| Credit Bureau Default Listing | Event | $75 | — | — |
| Debt Agreement Fee | Event | $150 | — | — |
| Dishonour Fee | Event | No fee | — | — |
| Enforcement Collection Cost | Event | No fee | — | — |
| Enforcement Expense | Event | No fee | — | — |
| PPSR Alteration Fee | Event | $17.50 | — | — |
| PPSR Discharge Fee | Event | No fee | — | — |
| Overdraft Account Keeping Fee | Periodic | $7 | Every 1 mo | — |
| Credit Report Fee | Upfront | $20 | — | — |
| Overdraft Establishment Fee - Secured | Upfront | $380 | — | — |
| Overdraft Establishment Fee - Unsecured | Upfront | $355 | — | — |
| PPSR Registration Fee | Upfront | $17.50 | — | — |
| PPSR Search Fee | Upfront | $7.50 | — | — |
§ 03 — Features
Extra repaymentsInstant paymentsPayIDDigital bankingUnlimited transactionsOverdraftApplePay, GooglePay And SamsungPay"Relationship Rewards"
- · No Penalties For Early Payouts
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Citizens Or Permanent Residents
- · Amount $2,000 to $25,000
- · Subject To Eligibility For Credit Via Loan Application Assessment
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Broken Hill Bank under the Consumer Data Right, last changed by them on 11 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.