The Finance Algorithm
Coastline

Home Equity Access

Home Equity Access

OverdraftsBank updated 15 July 2026
At a glance
Variable
8.31%
Loan size
$50,000 to no maximum
Upfront fee
$700
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
VariableOwner occupied · Interest only$150,000+8.31%Existing cust; New accounts; New customer
VariableOwner occupied · Interest only$50,000–$149,9998.61%Existing cust; New accounts; New customer
§ 02 — Fees · 10
FeeTypeAmountWhenNotes
Arrears Reminder FeeEvent$5
Final Notice of DemandEvent$40
Manual Arrears Transfer FeeEvent$5
CU Solicitor Mtg Discharge FeeTransaction$380
Mortgage Discharge FeeTransaction$250
Loan Establishment FeeUpfront$595
PPSR Security Interest FeeUpfront$50
Property Search FeeUpfront$30
Real Time Transfer/NPP FeeUpfront$20
Settlement Disbursement FeeUpfront$5
§ 03 — Features
Guarantor option
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australia
  • · Available to individuals
  • · Amount $50,000 to no maximum

Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.