At a glance
- Variable
- 11.74%
- Loan size
- $1,000 to $20,000
- Upfront fee
- $149
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableEdge Overdraft | Owner occupied · P&I | — | — | 11.74% | — | — |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BPAY Error Correction | Transaction | $25 | — | BPAY Error Correction |
| BPAY Payment (Staff assisted) | Transaction | $7.50 | — | BPAY Payment (Staff assisted) |
| BPAY Trace | Transaction | $25 | — | BPAY Trace |
| Corporate (Bank) Cheque - Over the counter | Transaction | $7.50 | — | Corporate (Bank) Cheque - Over the counter or mailed |
| Direct Entry/EFT Recall | Transaction | $25 | — | Direct Entry/EFT Recall |
| Direct Entry/EFT Trace | Transaction | $25 | — | Direct Entry/EFT Trace |
| Real Time Gross Settlement (RTGS) | Transaction | $30 | — | Real Time Gross Settlement (RTGS) (same day EFT) |
| Withdrawl Transaction Fee for staff assisted | Transaction | $7.50 | — | Withdrawl Transaction Fee for staff assisted transactions |
| Establishment Fee | Upfront | $149 | — | Payable at settlement per loan |
§ 03 — Features
Digital bankingUnlimited transactionsOverdraft
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $1,000 to $20,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Jan 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.