BankSA
Business Access Saver
A business savings account that allows you to set money aside for payments such as GST and other taxes.
Savings & transaction accountsBank updated 30 June 2026
At a glance
- Base rate
- 0.45%
- Monthly fee
- $0
§ 01 — Rates · 8
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $4,999 | 0.45% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $10,000–$24,999 | 0.45% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $1,000,001+ | 1.30% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $25,000–$49,999 | 0.45% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $250,000–$499,999 | 1.15% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $5,000–$9,999 | 0.45% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $50,000–$249,999 | 0.60% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $500,000–$999,999 | 1.15% | — | paid every 1 mo; Min deposit amount |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cheque collected or deposited | Deposit | $3 | — | — |
| Direct Credit | Deposit | No fee | — | — |
| Staff assisted deposit | Deposit | $3 | — | — |
| Account Keeping Fee | Periodic | No fee | Every 1 mo | — |
| Bank@Post | Transaction | No fee | — | — |
| Collection Item | Transaction | No fee | — | — |
| Internet Banking | Transaction | No fee | — | — |
| Monthly transaction allowance | Transaction | No fee | — | — |
| Phone Banking | Transaction | No fee | — | — |
§ 03 — Features
Digital bankingFraud protection
- · No account-keeping and transfer fees: For no monthly fee, make unlimited electronic transfers to and from your linked BankSA account
- · Earn interest on your savings. Your savings will attract a variable interest rate, earned daily and paid monthly.
- · Regularly deposit funds to grow savings balance.
- · No minimum deposits or balances: Build your savings balance at your own pace, with no pressure for a minimum deposit each month
- · No lock-in contract with a fixed term: Enjoy the flexibility of accessing your savings whenever you need them, with no restrictions.
- · Make tax time easier by separating personal and business transactions
- · Statements : At least every 6 months statements are available
- · Direct Credits is available
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Operating in Australia with an Australian address.
- · Must not be an individual using the account for predominantly personal purposes
- · Eligible entities include sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations
- · Needs an eligible BankSA business transaction account to link to
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by BankSA under the Consumer Data Right, last changed by them on 30 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.