Beyond Bank Australia
Business Transaction Account
Business Transaction Account is a simple flexible everyday banking account with no monthly account fees and low transaction fees.
Savings & transaction accountsBank updated 3 Dec 2025
At a glance
- Base rate
- 0.01%
§ 01 — Rates · 5
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $20,000 | 0.01% | — | paid every 1 mo |
| Variable | — | — | $100,000–$250,000 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $20,000–$50,000 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $250,000+ | 0.05% | — | paid every 1 mo |
| Variable | — | — | $50,000–$100,000 | 0.05% | — | paid every 1 mo |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bus Acct Over The Counter Fee | Transaction | $3 | — | — |
| Business Acct EFTPOS Fee | Transaction | $0.90 | — | — |
| Business Acct Visa Cash Out | Transaction | $0.90 | — | — |
| Business AcctTransfer Fee | Transaction | $3 | — | — |
| Direct Debit Fee | Transaction | $0.50 | — | — |
| IB External/PayID Transfer Fee | Transaction | $1 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingOverdraftMobile Wallet
§ 04 — Eligibility & limits
- · Available to businesses
- · Membership: You must be or become a Beyond Bank Australia member
§ 05 — Compare
§ 06 — Run the numbers
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 3 Dec 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.