NAB Business Interest Account
A specialised transaction account for select industries or business-types that want to earn interest on every dollar.
At a glance
- Base rate
- 0.05%
- Monthly fee
- $10
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Each institution's best interest-paying business account, base plus any bonus. One dot per institution, at its highest business savings rate anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business savings accountEach institution's best interest-paying business account, base plus any bonus | 0.05% | 5.40%Great Southern Bank Business+'s Business+ Saver | 0.55%of 34 institutions | 22nd highest of 34, level with one other |
Rates
Every rate NAB publishes for this account, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Penalty | - | - | - | 15.66% | - | Not applicable; Overdrawn Debit Interest Rate |
| Variable | - | - | $1–$50,000 | 0.05% | - | paid every 1 mo; Not applicable |
| Variable | - | - | $100,000+ | 1.15% | - | paid every 1 mo; Not applicable |
| Variable | - | - | $50,000–$100,000 | 1.00% | - | paid every 1 mo; Not applicable |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 10 Oct 2026 | Penalty | 15.41% | 15.66% | up 0.25 |
| 10 Oct 2026 | Variable, $100,000+ | 0.95% | 1.15% | up 0.20 |
| 10 Oct 2026 | Variable, $50,000–$100,000 | 0.80% | 1.00% | up 0.20 |
Each change is logged the night it appears in the rates National Australia Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
11 fees published, grouped by when they're charged.
While you hold it1
- Monthly Account Fee$10 a month
When you make a transaction10
- Banker assisted deposit or withdrawal
$3 + $3 per cheque/item
$3 - Cheques written
$3 per cheque
$3 - Coin Deposit Machine (CDM)
$3 + $3 per cheque/item
$3 - Express Business Deposits (EBD)
$3 + $3 per cheque/item
$3 - Express Cheque Deposits (ECD)
$3 + $3 per cheque/item
$3 - Foreign currency transaction fee (ATM)
2% of Australian dollar transaction amount (applies to withdrawals made in currencies other than Australian dollars)
2.00% of transaction - International transaction fee single currency
Calculated on the converted AUD amount shown on your statement
3.00% of transaction - International transaction multi currency
Calculated on the converted AUD amount shown on your statement
3.00% of transaction - Overseas ATM cash withdrawal
Fee per withdrawal
$4 - Overseas balance enquiry (ATM)
Fee per enquiry
$1
Features
Eligibility and limits
- Available to businesses
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Published by National Australia Bank under the Consumer Data Right, last changed by them on 10 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.