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NAB Business Interest Account

A specialised transaction account for select industries or business-types that want to earn interest on every dollar.

Savings & transaction accountsBank updated 10 Oct 2026

At a glance

Base rate
0.05%
Monthly fee
$10
NAB Business Interest Account card

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 0.05%Every other institution's highest, 33 in all

Each institution's best interest-paying business account, base plus any bonus. One dot per institution, at its highest business savings rate anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
Business savings accountEach institution's best interest-paying business account, base plus any bonus0.05%5.40%Great Southern Bank Business+'s Business+ Saver0.55%of 34 institutions22nd highest of 34, level with one other

Rates

Every rate NAB publishes for this account, 4 in all.

TypeApplies toTermBandRateComparisonConditions
Penalty---15.66%-Not applicable; Overdrawn Debit Interest Rate
Variable--$1–$50,0000.05%-paid every 1 mo; Not applicable
Variable--$100,000+1.15%-paid every 1 mo; Not applicable
Variable--$50,000–$100,0001.00%-paid every 1 mo; Not applicable

Rate changes

3 changes logged, newest first.

DateRateWasNowChange
10 Oct 2026Penalty15.41%15.66%up 0.25
10 Oct 2026Variable, $100,000+0.95%1.15%up 0.20
10 Oct 2026Variable, $50,000–$100,0000.80%1.00%up 0.20

Each change is logged the night it appears in the rates National Australia Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

11 fees published, grouped by when they're charged.

While you hold it1

  • Monthly Account Fee
    $10 a month

When you make a transaction10

  • Banker assisted deposit or withdrawal

    $3 + $3 per cheque/item

    $3
  • Cheques written

    $3 per cheque

    $3
  • Coin Deposit Machine (CDM)

    $3 + $3 per cheque/item

    $3
  • Express Business Deposits (EBD)

    $3 + $3 per cheque/item

    $3
  • Express Cheque Deposits (ECD)

    $3 + $3 per cheque/item

    $3
  • Foreign currency transaction fee (ATM)

    2% of Australian dollar transaction amount (applies to withdrawals made in currencies other than Australian dollars)

    2.00% of transaction
  • International transaction fee single currency

    Calculated on the converted AUD amount shown on your statement

    3.00% of transaction
  • International transaction multi currency

    Calculated on the converted AUD amount shown on your statement

    3.00% of transaction
  • Overseas ATM cash withdrawal

    Fee per withdrawal

    $4
  • Overseas balance enquiry (ATM)

    Fee per enquiry

    $1

Features

Instant paymentsPayIDDigital bankingUnlimited transactionsApple PayGoogle PaySamsung PayGarmin Pay

Eligibility and limits

  • Available to businesses

Published by National Australia Bank under the Consumer Data Right, last changed by them on 10 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.