NAB
NAB Business Interest Account
A specialised transaction account for select industries or business-types that want to earn interest on every dollar.
Savings & transaction accountsBank updated 15 May 2026
At a glance
- Base rate
- 0.05%
- Monthly fee
- $10
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Penalty | — | — | — | 15.41% | — | Not applicable; Overdrawn Debit Interest Rate |
| Variable | — | — | $1–$50,000 | 0.05% | — | paid every 1 mo; Not applicable |
| Variable | — | — | $100,000+ | 0.95% | — | paid every 1 mo; Not applicable |
| Variable | — | — | $50,000–$100,000 | 0.80% | — | paid every 1 mo; Not applicable |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Monthly Account Fee | Periodic | $10 | Every 1 mo | — |
| Banker assisted deposit or withdrawal | Transaction | $3 | — | $3 + $3 per cheque/item |
| Cheques written | Transaction | $3 | — | $3 per cheque |
| Coin Deposit Machine (CDM) | Transaction | $3 | — | $3 + $3 per cheque/item |
| Express Business Deposits (EBD) | Transaction | $3 | — | $3 + $3 per cheque/item |
| Express Cheque Deposits (ECD) | Transaction | $3 | — | $3 + $3 per cheque/item |
| Foreign currency transaction fee (ATM) | Transaction | 2.00% of transaction | — | 2% of Australian dollar transaction amount (applies to withdrawals made in currencies other than Australian dollars) |
| International transaction fee single currency | Transaction | 3.00% of transaction | — | Calculated on the converted AUD amount shown on your statement |
| International transaction multi currency | Transaction | 3.00% of transaction | — | Calculated on the converted AUD amount shown on your statement |
| Overseas ATM cash withdrawal | Transaction | $4 | — | Fee per withdrawal |
| Overseas balance enquiry (ATM) | Transaction | $1 | — | Fee per enquiry |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsApple PayGoogle PaySamsung PayGarmin Pay
§ 04 — Eligibility & limits
- · Available to businesses
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.