A-Auswide BankBUSINESS ACCESS ACCOUNT
A transaction account for businesses that pays interest
At a glance
- Base rate
- 0.01%
- Monthly fee
- $10
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Each institution's best interest-paying business account, base plus any bonus. One dot per institution, at its highest business savings rate anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business savings accountEach institution's best interest-paying business account, base plus any bonus | 0.01% | 5.40%Great Southern Bank Business+'s Business+ Saver | 0.55%of 34 institutions | 24th highest of 34, level with 10 others |
Rates
Every rate A-Auswide Bank publishes for this account, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $10,000 | 0.01% | - | paid every 1 mo |
| Variable | - | - | $10,000–$100,000 | 0.05% | - | paid every 1 mo |
| Variable | - | - | $100,000–$500,000 | 1.25% | - | paid every 1 mo |
| Variable | - | - | $500,000+ | 3.25% | - | paid every 1 mo |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Variable, $100,000–$500,000 | 1.00% | 1.25% | up 0.25 |
| 9 Oct 2026 | Variable, $500,000+ | 3.00% | 3.25% | up 0.25 |
Each change is logged the night it appears in the rates Auswide Bank Ltd publishes. See how every lender answered the RBA on the rate tracker.
Fees
9 fees published, grouped by when they're charged.
While you hold it1
- ACCOUNT_SERVICE_FEE_-_BUSINESS_ACCESS_ACCOUNT
Payable for managing your account
$10 a month
When you make a transaction7
- ATM_DIRECT_CHARGE_FEE
Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.
Varies - TELEGPRAPHIC_TRANSFER_FEE
$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.
$50 - CURRENCY_CONVERSION_FEE
Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM
3.00% of transaction - DIRECT_DEBIT
Payable if we process a direct to your account. This includes payments which you initiate electronically
$0.50 - RTGS_OUTWARD_PAYMENT_FEE
Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
$20 - CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK
Payable when you write a cheque and it is presented on your account
$2 - FOREIGN_ATM_WITHDRAWAL_FEE
Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account
$5
When particular things happen1
- DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT
Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account
$15
Features
Eligibility and limits
- Available to businesses
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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.