bcu
Business iSaver
A secure online savings account that pays a high rate of interest for your savings.
Savings & transaction accountsBank updated 13 June 2026
At a glance
- Base rate
- 1.35%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $5,000 | 1.35% | — | paid every 1 mo; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. |
| Variable | — | — | $5,000+ | 1.60% | — | paid every 1 mo; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Auto Transfer Dishonour Fee | Dishonour | $6 | — | Charged where there are insufficient funds in your account when an external auto transfer or BPAY payment is due to be made. |
| Dishonour Fee | Dishonour | $6 | — | Where a direct debit is dishonoured due to insufficient funds. |
| Cash Passport Fee | Event | $10 | — | For the initial activation and each currency top-up requested in branch. |
| Overdrawn Account Management Fee | Event | $10 | — | A fee applied in relation to any month where we allow the approved credit limit on your account to be exceeded by more than $50 or, if your account does not have an approved credit limit, if we allow… |
| Referral Fee | Event | $3.50 | — | Where an account has insufficient available funds to cover a direct debit transaction, and the transaction is honoured by BCU Bank. |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
§ 04 — Eligibility & limits
- · Residency: You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
- · Available to businesses
- · You must be or become a BCU Bank member
§ 05 — Compare
§ 06 — Run the numbers
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Published by BCU Bank under the Consumer Data Right, last changed by them on 13 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.