bcuBusiness iSaver
A secure online savings account that pays a high rate of interest for your savings.
At a glance
- Base rate
- 1.60%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Each institution's best interest-paying business account, base plus any bonus. One dot per institution, at its highest business savings rate anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business savings accountEach institution's best interest-paying business account, base plus any bonus | 1.60% | 5.40%Great Southern Bank Business+'s Business+ Saver | 0.55%of 34 institutions | 11th highest of 34, level with 2 others |
Rates
Every rate bcu publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $5,000 | 1.60% | - | paid every 1 mo; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. |
| Variable | - | - | $5,000+ | 1.85% | - | paid every 1 mo; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Nov 2026 | Variable, up to $5,000 | 1.35% | 1.60% | up 0.25 |
| 2 Nov 2026 | Variable, $5,000+ | 1.60% | 1.85% | up 0.25 |
Each change is logged the night it appears in the rates BCU Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
5 fees published, grouped by when they're charged.
If a payment is late or fails2
- Auto Transfer Dishonour Fee
Charged where there are insufficient funds in your account when an external auto transfer or BPAY payment is due to be made.
$6 - Dishonour Fee
Where a direct debit is dishonoured due to insufficient funds.
$6
When particular things happen3
- Cash Passport Fee
For the initial activation and each currency top-up requested in branch.
$10 - Overdrawn Account Management Fee
A fee applied in relation to any month where we allow the approved credit limit on your account to be exceeded by more than $50 or, if your account does not have an approved credit limit, if we allow…
$10 - Referral Fee
Where an account has insufficient available funds to cover a direct debit transaction, and the transaction is honoured by BCU Bank.
$3.50
Features
Eligibility and limits
- Residency: You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
- Available to businesses
- You must be or become a BCU Bank member
Compare it with others
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Published by BCU Bank under the Consumer Data Right, last changed by them on 1 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.