Fire Service Credit UnionS21 Business Account
The right business account can make it easier for you to do business
At a glance
- Base rate
- 0.05%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Each institution's best interest-paying business account, base plus any bonus. One dot per institution, at its highest business savings rate anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business savings accountEach institution's best interest-paying business account, base plus any bonus | 0.05% | 5.40%Great Southern Bank Business+'s Business+ Saver | 0.55%of 34 institutions | 22nd highest of 34, level with one other |
Rates
The one rate Fire Service Credit Union publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 0.05% | - | paid every 1 yr |
Fees
23 fees published, grouped by when they're charged.
When you make a transaction2
- Corporate Cheque Withdrawal Fee
Corporate Cheque withdrawal, per cheque
$10 - Transaction Fees
First 10 transaction per calendar month are free. For each transaction in excess of 10 per calendar month .50c each
$0.50
When particular things happen21
- Branch Cash Withdrawals 1st Tier
$2,000 - $14,999
$3 - Branch Cash Withdrawals 2nd Tier
$15,000 and over
$20 - Coin Deposits
For coin deposits over $50.00 - 5% of deposit amount
No fee - Corporate Cheque Stop Payment Fee$5
- Direct Debit Dishonour Fee
Payable whenever we dishonour a direct debit on your account due to insufficient funds.
$10 - Direct Debit Honour Fee
Payable when we honour a direct debit on your account despite insufficient funds
$5 - Document Search Fee
Payable when we have to search for documents or information in storage.
$5 - Dormant Account Fee
Payable whenever there has been no transaction other than interest on your membership for a period of 12 months
$20 - Large Cash Deposits
Payable whenever cash over $10,000 is deposited over the counter
$20 - Manual 'Other Bank' Deposits
Payable whenever a deposit is processed manually through another Financial Institution
$10 - Overdrawn Account fee
Payable whenever we send you a notice because your savings account is overdrawn with no pre-approved limit or your overdraft is over the approved limit
$10 - Payment Corrections
Payable per manual DE Trace, BPAY enquiry, BPAY error correction or Mistaken Internet Payment
$30 - Periodical Payment Fee
There are insufficient funds in your account, on four successive days, to make a requested payment. There are insufficient funds for any future dated BPAY payments.
$5 - Real Time Gross Settlement Inward Payment$15
- Real Time Gross Settlement Outward Payment$30
- Replacement PIN Fee
We reorder and post a PIN to replace a forgotten PIN.
$3 - Replacement Statement Fee
Payable when you request a copy of a statement that has already been issued
$2 - Staff Assisted External Transfer
Staff assisted transfers, per transaction
$2 - Visa Chargeback
We charge back a merchant for a Visa Transaction, on your behalf. A Visa Chargeback is represented and, at your request, the associated dispute is escalated for Visa Arbitration and/or compliace revi…
$30 - Visa Debit Card Replacement Fee
We replace a lost or damaged Visa Debit card
$20 - Visa Debit Card
Payable after the initial 2 Visa Debit Cards
$50
Features
- Live data feeds available with MYOB & XERO
Eligibility and limits
- Residency: Australian Residents only
- Available to businesses
- To have a business account with FSCU you must first be a member. To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
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Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 19 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.