St. George Bank
Business Access Saver
A business savings account that allows you to set money aside for payments such as GST and other taxes.
Savings & transaction accountsBank updated 30 June 2026
At a glance
- Base rate
- 0.45%
- Monthly fee
- $0
§ 01 — Rates · 8
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $4,999 | 0.45% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $10,000–$24,999 | 0.45% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $1,000,001+ | 1.30% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $25,000–$49,999 | 0.45% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $250,000–$499,999 | 1.15% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $5,000–$9,999 | 0.45% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $50,000–$249,999 | 0.60% | — | paid every 1 mo; Min deposit amount |
| Variable | — | — | $500,000–$999,999 | 1.15% | — | paid every 1 mo; Min deposit amount |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cheque collected or deposited | Deposit | $3 | — | — |
| Direct Credit | Deposit | No fee | — | — |
| Staff assisted deposit | Deposit | $3 | — | — |
| Account Keeping Fee | Periodic | No fee | Every 1 mo | — |
| Collection Item | Transaction | $3 | — | — |
| Internet Banking | Transaction | No fee | — | — |
| Monthly transaction allowance | Transaction | No fee | — | — |
| Phone Banking | Transaction | No fee | — | — |
§ 03 — Features
Digital bankingFraud protection
- · No account-keeping and transfer fees: For no monthly fee, make unlimited electronic transfers to and from your linked St. George account
- · Earn interest on your savings. Your savings will attract a variable interest rate, earned daily and paid monthly.
- · Regularly deposit funds to grow savings balance.
- · No minimum deposits or balances: Build your savings balance at your own pace, with no pressure for a minimum deposit each month
- · No lock-in contract with a fixed term: Enjoy the flexibility of accessing your savings whenever you need them, with no restrictions.
- · Make tax time easier by separating personal and business transactions
- · Statements : At least every 6 months statements are available
- · Direct Credits is available
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Operating in Australia with an Australian address.
- · Must not be an individual using the account for predominantly personal purposes
- · Eligible entities include sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations
- · Needs an eligible St. George business transaction account to link to
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by St.George Bank under the Consumer Data Right, last changed by them on 30 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.