PremiumSaver (Business)

Reward yourself with a higher rate for your good savings habits. Our PremiumSaver is simple, by growing your monthly balance your interest rate increases.

Savings & transaction accountsBank updated 13 Oct 2026

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At a glance

Up to: 4.20%
Base rate: 0.25%
Bonus rate: 3.95%
Monthly fee: $0

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 0.55%

0%0.5%1%1.5%2%2.5%3%3.5%4%to 5.4%

This account: 4.20%Every other institution's highest, 33 in all

Each institution's best interest-paying business account, base plus any bonus. One dot per institution, at its highest business savings rate anyone can apply for; hover or tap a dot for its name.

Rate	This account	Best anywhere	Typical institution	Where it sits
Business savings accountEach institution's best interest-paying business account, base plus any bonus	4.20%	5.40%Great Southern Bank Business+'s Business+ Saver	0.55%of 34 institutions	4th highest of 34

Rates

Every rate Rabobank publishes for this account, 10 in all.

How the rate is made up

4.20%in a month every condition is met

0.25% base rate3.95% bonus, when its conditions are met

To earn the bonus

Balance increased by $2000 a month, excluding interest paid

Type	Applies to	Term	Band	Rate	Comparison	Conditions
BonusBonus Variable Rate	-	-	up to $250,000	3.95%	-	paid every 1 mo; Balance increased by $2000 a month, excluding interest paid; Balance increased by $2000 a month, excluding interest paid
BonusBonus Variable Rate	-	-	$1,000,000–$2,000,000	3.50%	-	paid every 1 mo; Balance increased by $2000 a month, excluding interest paid; Balance increased by $2000 a month, excluding interest paid
BonusBonus Variable Rate	-	-	$2,000,000–$3,000,000	3.50%	-	paid every 1 mo; Balance increased by $2000 a month, excluding interest paid; Balance increased by $2000 a month, excluding interest paid
BonusBonus Variable Rate	-	-	$250,000–$1,000,000	3.75%	-	paid every 1 mo; Balance increased by $2000 a month, excluding interest paid; Balance increased by $2000 a month, excluding interest paid
BonusBonus Variable Rate	-	-	$3,000,000+	3.50%	-	paid every 1 mo; Balance increased by $2000 a month, excluding interest paid; Balance increased by $2000 a month, excluding interest paid
VariableMinimum Variable Rate	-	-	up to $250,000	0.25%	-	paid every 1 mo; Balance not increased by $2000 a month, excluding interest paid
VariableMinimum Variable Rate	-	-	$1,000,000–$2,000,000	0.25%	-	paid every 1 mo; Balance not increased by $2000 a month, excluding interest paid
VariableMinimum Variable Rate	-	-	$2,000,000–$3,000,000	0.25%	-	paid every 1 mo; Balance not increased by $2000 a month, excluding interest paid
VariableMinimum Variable Rate	-	-	$250,000–$1,000,000	0.25%	-	paid every 1 mo; Balance not increased by $2000 a month, excluding interest paid
VariableMinimum Variable Rate	-	-	$3,000,000+	0.25%	-	paid every 1 mo; Balance not increased by $2000 a month, excluding interest paid

Rate changes

10 changes logged, newest first.

Date	Rate	Was	Now	Change
14 Oct 2026	Bonus, up to $250,000	3.85%	3.95%	up 0.10
14 Oct 2026	Bonus, $1,000,000–$2,000,000	3.40%	3.50%	up 0.10
14 Oct 2026	Bonus, $2,000,000–$3,000,000	3.40%	3.50%	up 0.10
14 Oct 2026	Bonus, $250,000–$1,000,000	3.65%	3.75%	up 0.10
14 Oct 2026	Bonus, $3,000,000+	3.40%	3.50%	up 0.10
14 Oct 2026	Variable, up to $250,000	0.10%	0.25%	up 0.15
14 Oct 2026	Variable, $1,000,000–$2,000,000	0.10%	0.25%	up 0.15
14 Oct 2026	Variable, $2,000,000–$3,000,000	0.10%	0.25%	up 0.15
14 Oct 2026	Variable, $250,000–$1,000,000	0.10%	0.25%	up 0.15
14 Oct 2026	Variable, $3,000,000+	0.10%	0.25%	up 0.15

Each change is logged the night it appears in the rates Rabobank publishes. See how every lender answered the RBA on the rate tracker.

Fees

One fee published, grouped by when they're charged.

While you hold it1

Account keeping fee
No fee

Features

Digital bankingUnlimited transactions

From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.

Eligibility and limits

Minimum age 18
Residency: All business owners must be residing in and tax residents of Australia.
Available to businesses
The business must be an active non-financial entity.
The business must have an Australian bank account in its name with another financial institution.
New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requireme…
Funds can only be transferred externally to the nominated linked account.

Compare it with others

All savings & transaction accounts Other Rabobank savings & transaction accounts Everything Rabobank publishes

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Published by Rabobank under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.