Commercial Reset

RedZed's Specialist Commercial Loan

Also sold at the same rates and fees as Connective Complete.

Business loansLender updated 14 Oct 2026

At a glance

Variable: 9.30%
Loan size: $100,000 to $2,000,000
Upfront fee: $1,711

How it compares

This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 7.89%

7%8%9%10%11%12%to 18.8%

This business loan: 9.30%Every other institution's lowest, 46 in all

Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.

Typical 7.89%

7%8%9%10%11%12%to 18.8%

This business loan: 9.30%Every other institution's lowest, 46 in all

Rate	This business loan	Best anywhere	Typical institution	Where it sits
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower	9.30%	6.33%SCCU's BUSINESS LOAN	7.89%of 47 institutions	37th lowest of 47
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower	9.30%	6.33%SCCU's BUSINESS LOAN	7.89%of 47 institutions	37th lowest of 47

Rates

Every rate RedZed publishes for this business loan, 20 in all.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Variable	Investment, Interest only	-	1–60% LVR	9.50%	-	-
Variable	Investment, Interest only	-	60–65% LVR	9.75%	-	-
Variable	Investment, Interest only	-	65–70% LVR	9.75%	-	-
Variable	Investment, Interest only	-	70–75% LVR	10.04%	-	-
Variable	Investment, Interest only	-	75–80% LVR	10.54%	-	-
Variable	Investment, P&I	-	1–60% LVR	9.30%	-	-
Variable	Investment, P&I	-	60–65% LVR	9.55%	-	-
Variable	Investment, P&I	-	65–70% LVR	9.55%	-	-
Variable	Investment, P&I	-	70–75% LVR	9.84%	-	-
Variable	Investment, P&I	-	75–80% LVR	10.34%	-	-
Variable	Owner occupied, Interest only	-	1–60% LVR	9.50%	-	-
Variable	Owner occupied, Interest only	-	60–65% LVR	9.75%	-	-
Variable	Owner occupied, Interest only	-	65–70% LVR	9.75%	-	-
Variable	Owner occupied, Interest only	-	70–75% LVR	10.04%	-	-
Variable	Owner occupied, Interest only	-	75–80% LVR	10.54%	-	-
Variable	Owner occupied, P&I	-	1–60% LVR	9.30%	-	-
Variable	Owner occupied, P&I	-	60–65% LVR	9.55%	-	-
Variable	Owner occupied, P&I	-	65–70% LVR	9.55%	-	-
Variable	Owner occupied, P&I	-	70–75% LVR	9.84%	-	-
Variable	Owner occupied, P&I	-	75–80% LVR	10.34%	-	-

Rate changes

20 changes logged, newest first.

Date	Rate	Was	Now	Change
15 Oct 2026	Variable, Investment, Interest only, 1–60% LVR	9.25%	9.50%	up 0.25
15 Oct 2026	Variable, Investment, Interest only, 60–65% LVR	9.50%	9.75%	up 0.25
15 Oct 2026	Variable, Investment, Interest only, 65–70% LVR	9.50%	9.75%	up 0.25
15 Oct 2026	Variable, Investment, Interest only, 70–75% LVR	9.79%	10.04%	up 0.25
15 Oct 2026	Variable, Investment, Interest only, 75–80% LVR	10.29%	10.54%	up 0.25
15 Oct 2026	Variable, Investment, P&I, 1–60% LVR	9.05%	9.30%	up 0.25
15 Oct 2026	Variable, Investment, P&I, 60–65% LVR	9.30%	9.55%	up 0.25
15 Oct 2026	Variable, Investment, P&I, 65–70% LVR	9.30%	9.55%	up 0.25
15 Oct 2026	Variable, Investment, P&I, 70–75% LVR	9.59%	9.84%	up 0.25
15 Oct 2026	Variable, Investment, P&I, 75–80% LVR	10.09%	10.34%	up 0.25
15 Oct 2026	Variable, Owner occupied, Interest only, 1–60% LVR	9.25%	9.50%	up 0.25
15 Oct 2026	Variable, Owner occupied, Interest only, 60–65% LVR	9.50%	9.75%	up 0.25
15 Oct 2026	Variable, Owner occupied, Interest only, 65–70% LVR	9.50%	9.75%	up 0.25
15 Oct 2026	Variable, Owner occupied, Interest only, 70–75% LVR	9.79%	10.04%	up 0.25
15 Oct 2026	Variable, Owner occupied, Interest only, 75–80% LVR	10.29%	10.54%	up 0.25
15 Oct 2026	Variable, Owner occupied, P&I, 1–60% LVR	9.05%	9.30%	up 0.25
15 Oct 2026	Variable, Owner occupied, P&I, 60–65% LVR	9.30%	9.55%	up 0.25
15 Oct 2026	Variable, Owner occupied, P&I, 65–70% LVR	9.30%	9.55%	up 0.25
15 Oct 2026	Variable, Owner occupied, P&I, 70–75% LVR	9.59%	9.84%	up 0.25
15 Oct 2026	Variable, Owner occupied, P&I, 75–80% LVR	10.09%	10.34%	up 0.25

Each change is logged the night it appears in the rates RedZed publishes. See how every lender answered the RBA on the rate tracker.

Fees

9 fees published, grouped by when they're charged.

When you take it outUp to $1,7113 fees, each listed below
While you hold it0.10% of balance a yearAccount Management Fee
When you close it or pay it offNo fee published

When you take it out3

Risk Fee
A risk fee from 0.50% of the loan amount applies where the LVR is greater than 75%. No risk fee applies for LVRs at or below 75%. Check rate card for more information.
0.50% of balance
Security Appraisal Fee
Security appraisal fee is payable upfront and charged at cost
$1,711
Title Insurance Fee
Title Insurance Fee is charged at cost
From $490.63

While you hold it1

Account Management Fee
0.10% of balance a year

When particular things happen3

Legal and Administration Fee
Fee is based on borrowing entity type
$995 to $1,500
Settlement Fee
$975
Split Loan Fee
$350

Other fees2

Guarantor Fee
Only applies if application has a guarantee
$250
Trust Fee
Applied per trust
$250

Features

Offset accountRedrawExtra repaymentsDigital banking

Eligibility and limits

Minimum age 18
Residency: Australian Resident
Available to individuals
Available to businesses
Amount $100,000 to $2,000,000
Maximum LVR 80%

Compare it with others

All business loans Other RedZed business loans Everything RedZed publishes

Put this product through a calculator

Published by RedZed under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.