RedZed
Every product RedZed publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 15 Oct 2026.
- Australian credit licence and AFS licence 311128, held by Redzed Lending Solutions Pty Ltd; credit licence since 18 February 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
- A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.
10 products in 2 categories
RedZed's rates today
RedZed's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.
Where RedZed sits among every institution's best
| Rate | RedZed | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 7.32%SE Prime | 5.69%AAA Financial Corporation's Portfolio Loan | 6.36%of 102 institutions |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.75%Super Commercial | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions |
RedZed home loan repayments
Repayments at RedZed's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not RedZed's own calculator: confirm the rate with RedZed before you apply.
RedZed home loan rates
Compare across lenders6 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 7.32%, with a comparison rate of 7.69%, on its SE Prime: 96th lowest of 102 lenders, level with one other.
- Recharge
- Variable (owner occ. P&I)
- 8.94%, 9.47% comparison
- Variable (investor P&I)
- 9.14%
- Max LVR
- 80%
- Reward
- Variable (owner occ. P&I)
- 7.70%, 8.14% comparison
- Variable (investor P&I)
- 7.90%
- Max LVR
- 80%
- SE Prime
- Variable (owner occ. P&I)
- 7.07%, 7.44% comparison
- Variable (investor P&I)
- 7.27%
- Max LVR
- 80%
- SE Prime XL $2.5 - $3.5M
- Variable (owner occ. P&I)
- 7.50%, 7.90% comparison
- Variable (investor P&I)
- 7.50%
- Max LVR
- 75%
- SE Prime XL $3.5 - $5.0M
- Variable (owner occ. P&I)
- 7.90%, 8.36% comparison
- Variable (investor P&I)
- 7.90%
- Max LVR
- 75%
- Super Resi
- Variable (investor P&I)
- 7.09%
- Max LVR
- 80%
- Annual fee
- $300
RedZed business loan rates
Compare across lenders4 products
Its lowest advertised business loan rate is 7.75% variable, on its Super Commercial: 25th lowest of 49 lenders.
Every published rate RedZed has changed.
Thu 15 Oct
RedZed lifted 71 variable home loan rates by 0.09 to 0.61 percentage points.
0.09 to 0.61- SE Prime XL $3.5 - $5.0M (7 rates)
- Recharge (18 rates)
- Super Resi (10 rates)
- SE Prime (18 rates)
- Reward (18 rates)
RedZed cut 15 variable home loan rates by 0.14 to 0.40 percentage points.
0.14 to 0.40
Published by RedZed under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.