BankVic
Special Police Investor Variable Rate Home Loan
This special offer investor variable rate property loan is only available for new borrowings and refinances into BankVic.
Home loansBank updated 15 June 2026
At a glance
- Variable (investor P&I)
- 6.13%
- Features
- redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment · P&I | — | — | 6.13% | 6.13% | — |
§ 02 — Fees · 12
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| VALUATION_FEE_-_NON_STANDARD | Cash advance | No fee | — | At Cost Valuation for Non-Standard (e.g. Country, Interstate or High Value) |
| DISCHARGE_FEE | Event | $295 | — | Payable upon payout of your loan if you request to discharge the mortgage. Exclusive of government and other charge |
| REPRESENTATION_FEE | Event | $99 | — | Attendance at settlement by BankVic or its representative |
| SECURITY_SUBSTITUTION_FEE | Event | $400 | — | Exclusive of government and other charges |
| TITLE_SEARCH_FEE | Event | $25 | — | Torrens title, where additional searches required |
| FINANCIAL_INSTITUTION_CHEQUE | Transaction | No fee | — | — |
| REDRAW | Transaction | No fee | — | Only available with variable rate home loans. Minimum transaction at $50 |
| MORTGAGE_ESTABLISHMENT_FEE | Upfront | $600 | — | Includes valuation, solicitor s fees, one Torrens title search and mortgage preparation costs. If applicable, the following fees may be summarised and presented as an Establishment Fee |
| PRODUCTION_OF_TITLE_FEE | Upfront | $330 | — | Request to revise Certificate of Title held by BankVic requires consent to mortgage, ownership, including subdivisions, second mortgages, caveats in Victoria only (fee can differ in other states) |
| SWITCHING_LOAN_PRODUCTS | Upfront | $200 | — | Loan switching payable when we agree to your request to change your type of home loan or your interest rate. |
| TOP-UP_FEE | Upfront | $200 | — | Increase in loan amount with no valuation required. This top-up fee is waived when a standard metro valuation is required for an increase in loan amount. |
| VALUATION_FEE | Upfront | $300 | — | Only charged when a standard metro valuation is needed for setup or if additional valuation is required. If applicable, this fee may be summarised and presented as an Establishment Fee |
§ 03 — Features
RedrawExtra repaymentsNo-obligation quotes for insurance (with an option of 90 days free building insurance cover during settlement period)
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian citizen
- · Employment: PAYG income and be outside any probationary periods of employment
- · Amount $20,000 to no maximum
- · Member of BankVic
§ 06 — Run the numbers
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Published by BankVic under the Consumer Data Right, last changed by them on 15 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.