Judo BankHome Loan
The Judo Home Loan offers the choice of variable or fixed interest rate and tailored repayment options, with a choice of principal and interest or interest only. Only available to business lending customers.
Home loansBank updated 6 Nov 2026
At a glance
- Variable (owner occ. P&I)
- 8.90%8.92% comparison
- Variable (investor P&I)
- 8.90%
- Fixed
- 1 yr 9.51%, 2 yrs 9.36%, 3 yrs 9.21%, 4 yrs 9.37%, 5 yrs 9.38%
- Max LVR
- 100%
- Features
- redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 8.90% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 103rd lowest of 104 |
| 1-year fixed home loanOwner occupier, principal & interest, 80% LVR | 9.51% | 5.99%Northern Inland Credit Union Ltd.'s Value Home Loan - Fixed 12M | 6.59%of 82 institutions | 82nd lowest of 82 |
| 2-year fixed home loanOwner occupier, principal & interest, 80% LVR | 9.36% | 6.09%BankVic's Fixed Rate Home Loan - 2 years | 6.62%of 84 institutions | 84th lowest of 84 |
| 3-year fixed home loanOwner occupier, principal & interest, 80% LVR | 9.21% | 6.24%Credit Union SA's 3-Year Fixed 40 Year Home Loan Package | 6.69%of 80 institutions | 80th lowest of 80 |
| 5-year fixed home loanOwner occupier, principal & interest, 80% LVR | 9.38% | 6.49%AMB Bank Product's 5 Year Fixed Rate Home Loan | 6.89%of 63 institutions | 63rd lowest of 63 |
| Investor variable home loanInvestment, principal & interest, 80% LVR | 8.90% | 5.94%AAA Financial Corporation's Portfolio Loan | 6.59%of 104 institutions | 103rd lowest of 104 |
Rates
Every rate Judo Bank publishes for this home loan, 24 in all.
Variable and fixed, at 80% LVR
Owner occupier, principal and interest, the lowest rate for each
- Variabletypical 6.38%8.90%
- 1 yr fixedtypical 6.59%9.51%
- 2 yrs fixedtypical 6.62%9.36%
- 3 yrs fixedtypical 6.69%9.21%
- 4 yrs fixed9.37%
- 5 yrs fixedtypical 6.89%9.38%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, Interest only | 1 yr fixed | - | 9.51% | 8.98% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, Interest only | 2 yrs fixed | - | 9.36% | 9.01% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, Interest only | 3 yrs fixed | - | 9.21% | 9.01% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, Interest only | 4 yrs fixed | - | 9.37% | 9.09% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, Interest only | 5 yrs fixed | - | 9.38% | 9.14% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, P&I | 1 yr fixed | - | 9.51% | 8.98% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, P&I | 2 yrs fixed | - | 9.36% | 9.01% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, P&I | 3 yrs fixed | - | 9.21% | 9.01% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, P&I | 4 yrs fixed | - | 9.37% | 9.09% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, P&I | 5 yrs fixed | - | 9.38% | 9.14% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied, Interest only | 1 yr fixed | - | 9.51% | 8.98% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied, Interest only | 2 yrs fixed | - | 9.36% | 9.01% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied, Interest only | 3 yrs fixed | - | 9.21% | 9.01% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied, Interest only | 4 yrs fixed | - | 9.37% | 9.09% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied, Interest only | 5 yrs fixed | - | 9.38% | 9.14% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years. Other loan setup fees such as valuation fees,property registration fees and stamp duty, have… | Owner occupied, P&I | 1 yr fixed | - | 9.51% | 8.98% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied, P&I | 2 yrs fixed | - | 9.36% | 9.01% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied, P&I | 3 yrs fixed | - | 9.21% | 9.01% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied, P&I | 4 yrs fixed | - | 9.37% | 9.09% | - |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied, P&I | 5 yrs fixed | - | 9.38% | 9.14% | - |
| VariableThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, Interest only | - | - | 8.90% | 8.92% | - |
| VariableThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment, P&I | - | - | 8.90% | 8.92% | - |
| VariableThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied, Interest only | - | - | 8.90% | 8.92% | - |
| VariableThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied, P&I | - | - | 8.90% | 8.92% | - |
Rate changes
152 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 7 Nov 2026 | Fixed, Investment, Interest only, 1 yr fixed | 9.54% | 9.51% | down 0.03 |
| 7 Nov 2026 | Fixed, Investment, Interest only, 2 yrs fixed | 9.44% | 9.36% | down 0.08 |
| 7 Nov 2026 | Fixed, Investment, Interest only, 3 yrs fixed | 9.32% | 9.21% | down 0.11 |
| 7 Nov 2026 | Fixed, Investment, Interest only, 4 yrs fixed | 9.48% | 9.37% | down 0.11 |
| 7 Nov 2026 | Fixed, Investment, Interest only, 5 yrs fixed | 9.49% | 9.38% | down 0.11 |
| 7 Nov 2026 | Fixed, Investment, P&I, 1 yr fixed | 9.54% | 9.51% | down 0.03 |
| 7 Nov 2026 | Fixed, Investment, P&I, 2 yrs fixed | 9.44% | 9.36% | down 0.08 |
| 7 Nov 2026 | Fixed, Investment, P&I, 3 yrs fixed | 9.32% | 9.21% | down 0.11 |
| 7 Nov 2026 | Fixed, Investment, P&I, 4 yrs fixed | 9.48% | 9.37% | down 0.11 |
| 7 Nov 2026 | Fixed, Investment, P&I, 5 yrs fixed | 9.49% | 9.38% | down 0.11 |
| 7 Nov 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed | 9.54% | 9.51% | down 0.03 |
| 7 Nov 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed | 9.44% | 9.36% | down 0.08 |
| 7 Nov 2026 | Fixed, Owner occupied, Interest only, 3 yrs fixed | 9.32% | 9.21% | down 0.11 |
| 7 Nov 2026 | Fixed, Owner occupied, Interest only, 4 yrs fixed | 9.48% | 9.37% | down 0.11 |
| 7 Nov 2026 | Fixed, Owner occupied, Interest only, 5 yrs fixed | 9.49% | 9.38% | down 0.11 |
| 7 Nov 2026 | Fixed, Owner occupied, P&I, 1 yr fixed | 9.54% | 9.51% | down 0.03 |
| 7 Nov 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed | 9.44% | 9.36% | down 0.08 |
| 7 Nov 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed | 9.32% | 9.21% | down 0.11 |
| 7 Nov 2026 | Fixed, Owner occupied, P&I, 4 yrs fixed | 9.48% | 9.37% | down 0.11 |
| 7 Nov 2026 | Fixed, Owner occupied, P&I, 5 yrs fixed | 9.49% | 9.38% | down 0.11 |
| 31 Oct 2026 | Fixed, Investment, Interest only, 1 yr fixed | 9.51% | 9.54% | up 0.03 |
| 31 Oct 2026 | Fixed, Investment, Interest only, 2 yrs fixed | 9.45% | 9.44% | down 0.01 |
| 31 Oct 2026 | Fixed, Investment, Interest only, 3 yrs fixed | 9.34% | 9.32% | down 0.02 |
| 31 Oct 2026 | Fixed, Investment, Interest only, 4 yrs fixed | 9.52% | 9.48% | down 0.04 |
| 31 Oct 2026 | Fixed, Investment, Interest only, 5 yrs fixed | 9.53% | 9.49% | down 0.04 |
| 31 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed | 9.51% | 9.54% | up 0.03 |
| 31 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed | 9.45% | 9.44% | down 0.01 |
| 31 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed | 9.34% | 9.32% | down 0.02 |
| 31 Oct 2026 | Fixed, Investment, P&I, 4 yrs fixed | 9.52% | 9.48% | down 0.04 |
| 31 Oct 2026 | Fixed, Investment, P&I, 5 yrs fixed | 9.53% | 9.49% | down 0.04 |
| 31 Oct 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed | 9.51% | 9.54% | up 0.03 |
| 31 Oct 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed | 9.45% | 9.44% | down 0.01 |
| 31 Oct 2026 | Fixed, Owner occupied, Interest only, 3 yrs fixed | 9.34% | 9.32% | down 0.02 |
| 31 Oct 2026 | Fixed, Owner occupied, Interest only, 4 yrs fixed | 9.52% | 9.48% | down 0.04 |
| 31 Oct 2026 | Fixed, Owner occupied, Interest only, 5 yrs fixed | 9.53% | 9.49% | down 0.04 |
| 31 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed | 9.51% | 9.54% | up 0.03 |
| 31 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed | 9.45% | 9.44% | down 0.01 |
| 31 Oct 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed | 9.34% | 9.32% | down 0.02 |
| 31 Oct 2026 | Fixed, Owner occupied, P&I, 4 yrs fixed | 9.52% | 9.48% | down 0.04 |
| 31 Oct 2026 | Fixed, Owner occupied, P&I, 5 yrs fixed | 9.53% | 9.49% | down 0.04 |
| 24 Oct 2026 | Fixed, Investment, Interest only, 1 yr fixed | 9.46% | 9.51% | up 0.05 |
| 24 Oct 2026 | Fixed, Investment, Interest only, 2 yrs fixed | 9.43% | 9.45% | up 0.02 |
| 24 Oct 2026 | Fixed, Investment, Interest only, 4 yrs fixed | 9.54% | 9.52% | down 0.02 |
| 24 Oct 2026 | Fixed, Investment, Interest only, 5 yrs fixed | 9.56% | 9.53% | down 0.03 |
| 24 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed | 9.46% | 9.51% | up 0.05 |
| 24 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed | 9.43% | 9.45% | up 0.02 |
| 24 Oct 2026 | Fixed, Investment, P&I, 4 yrs fixed | 9.54% | 9.52% | down 0.02 |
| 24 Oct 2026 | Fixed, Investment, P&I, 5 yrs fixed | 9.56% | 9.53% | down 0.03 |
| 24 Oct 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed | 9.46% | 9.51% | up 0.05 |
| 24 Oct 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed | 9.43% | 9.45% | up 0.02 |
| 24 Oct 2026 | Fixed, Owner occupied, Interest only, 4 yrs fixed | 9.54% | 9.52% | down 0.02 |
| 24 Oct 2026 | Fixed, Owner occupied, Interest only, 5 yrs fixed | 9.56% | 9.53% | down 0.03 |
| 24 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed | 9.46% | 9.51% | up 0.05 |
| 24 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed | 9.43% | 9.45% | up 0.02 |
| 24 Oct 2026 | Fixed, Owner occupied, P&I, 4 yrs fixed | 9.54% | 9.52% | down 0.02 |
| 24 Oct 2026 | Fixed, Owner occupied, P&I, 5 yrs fixed | 9.56% | 9.53% | down 0.03 |
| 17 Oct 2026 | Fixed, Investment, Interest only, 1 yr fixed | 9.49% | 9.46% | down 0.03 |
| 17 Oct 2026 | Fixed, Investment, Interest only, 2 yrs fixed | 9.49% | 9.43% | down 0.06 |
| 17 Oct 2026 | Fixed, Investment, Interest only, 3 yrs fixed | 9.42% | 9.34% | down 0.08 |
| 17 Oct 2026 | Fixed, Investment, Interest only, 4 yrs fixed | 9.64% | 9.54% | down 0.10 |
| 17 Oct 2026 | Fixed, Investment, Interest only, 5 yrs fixed | 9.67% | 9.56% | down 0.11 |
| 17 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed | 9.49% | 9.46% | down 0.03 |
| 17 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed | 9.49% | 9.43% | down 0.06 |
| 17 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed | 9.42% | 9.34% | down 0.08 |
| 17 Oct 2026 | Fixed, Investment, P&I, 4 yrs fixed | 9.64% | 9.54% | down 0.10 |
| 17 Oct 2026 | Fixed, Investment, P&I, 5 yrs fixed | 9.67% | 9.56% | down 0.11 |
| 17 Oct 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed | 9.49% | 9.46% | down 0.03 |
| 17 Oct 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed | 9.49% | 9.43% | down 0.06 |
| 17 Oct 2026 | Fixed, Owner occupied, Interest only, 3 yrs fixed | 9.42% | 9.34% | down 0.08 |
| 17 Oct 2026 | Fixed, Owner occupied, Interest only, 4 yrs fixed | 9.64% | 9.54% | down 0.10 |
| 17 Oct 2026 | Fixed, Owner occupied, Interest only, 5 yrs fixed | 9.67% | 9.56% | down 0.11 |
| 17 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed | 9.49% | 9.46% | down 0.03 |
| 17 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed | 9.49% | 9.43% | down 0.06 |
| 17 Oct 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed | 9.42% | 9.34% | down 0.08 |
| 17 Oct 2026 | Fixed, Owner occupied, P&I, 4 yrs fixed | 9.64% | 9.54% | down 0.10 |
| 17 Oct 2026 | Fixed, Owner occupied, P&I, 5 yrs fixed | 9.67% | 9.56% | down 0.11 |
| 10 Oct 2026 | Fixed, Investment, Interest only, 1 yr fixed | 9.48% | 9.49% | up 0.01 |
| 10 Oct 2026 | Fixed, Investment, Interest only, 2 yrs fixed | 9.50% | 9.49% | down 0.01 |
| 10 Oct 2026 | Fixed, Investment, Interest only, 5 yrs fixed | 9.66% | 9.67% | up 0.01 |
| 10 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed | 9.48% | 9.49% | up 0.01 |
| 10 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed | 9.50% | 9.49% | down 0.01 |
| 10 Oct 2026 | Fixed, Investment, P&I, 5 yrs fixed | 9.66% | 9.67% | up 0.01 |
| 10 Oct 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed | 9.48% | 9.49% | up 0.01 |
| 10 Oct 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed | 9.50% | 9.49% | down 0.01 |
| 10 Oct 2026 | Fixed, Owner occupied, Interest only, 5 yrs fixed | 9.66% | 9.67% | up 0.01 |
| 10 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed | 9.48% | 9.49% | up 0.01 |
| 10 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed | 9.50% | 9.49% | down 0.01 |
| 10 Oct 2026 | Fixed, Owner occupied, P&I, 5 yrs fixed | 9.66% | 9.67% | up 0.01 |
| 7 Oct 2026 | Variable, Investment, Interest only | 8.65% | 8.90% | up 0.25 |
| 7 Oct 2026 | Variable, Investment, P&I | 8.65% | 8.90% | up 0.25 |
| 7 Oct 2026 | Variable, Owner occupied, Interest only | 8.65% | 8.90% | up 0.25 |
| 7 Oct 2026 | Variable, Owner occupied, P&I | 8.65% | 8.90% | up 0.25 |
| 6 Oct 2026 | Fixed, Investment, Interest only, 1 yr fixed | 9.54% | 9.48% | down 0.06 |
| 6 Oct 2026 | Fixed, Investment, Interest only, 2 yrs fixed | 9.59% | 9.50% | down 0.09 |
| 6 Oct 2026 | Fixed, Investment, Interest only, 3 yrs fixed | 9.52% | 9.42% | down 0.10 |
| 6 Oct 2026 | Fixed, Investment, Interest only, 4 yrs fixed | 9.72% | 9.64% | down 0.08 |
| 6 Oct 2026 | Fixed, Investment, Interest only, 5 yrs fixed | 9.74% | 9.66% | down 0.08 |
| 6 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed | 9.54% | 9.48% | down 0.06 |
| 6 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed | 9.59% | 9.50% | down 0.09 |
| 6 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed | 9.52% | 9.42% | down 0.10 |
| 6 Oct 2026 | Fixed, Investment, P&I, 4 yrs fixed | 9.72% | 9.64% | down 0.08 |
| 6 Oct 2026 | Fixed, Investment, P&I, 5 yrs fixed | 9.74% | 9.66% | down 0.08 |
| 6 Oct 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed | 9.54% | 9.48% | down 0.06 |
| 6 Oct 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed | 9.59% | 9.50% | down 0.09 |
| 6 Oct 2026 | Fixed, Owner occupied, Interest only, 3 yrs fixed | 9.52% | 9.42% | down 0.10 |
| 6 Oct 2026 | Fixed, Owner occupied, Interest only, 4 yrs fixed | 9.72% | 9.64% | down 0.08 |
| 6 Oct 2026 | Fixed, Owner occupied, Interest only, 5 yrs fixed | 9.74% | 9.66% | down 0.08 |
| 6 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed | 9.54% | 9.48% | down 0.06 |
| 6 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed | 9.59% | 9.50% | down 0.09 |
| 6 Oct 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed | 9.52% | 9.42% | down 0.10 |
| 6 Oct 2026 | Fixed, Owner occupied, P&I, 4 yrs fixed | 9.72% | 9.64% | down 0.08 |
| 6 Oct 2026 | Fixed, Owner occupied, P&I, 5 yrs fixed | 9.74% | 9.66% | down 0.08 |
| 1 Oct 2026 | Fixed, Investment, Interest only, 1 yr fixed | 9.50% | 9.54% | up 0.04 |
| 1 Oct 2026 | Fixed, Investment, Interest only, 2 yrs fixed | 9.51% | 9.59% | up 0.08 |
| 1 Oct 2026 | Fixed, Investment, Interest only, 3 yrs fixed | 9.41% | 9.52% | up 0.11 |
| 1 Oct 2026 | Fixed, Investment, Interest only, 4 yrs fixed | 9.60% | 9.72% | up 0.12 |
| 1 Oct 2026 | Fixed, Investment, Interest only, 5 yrs fixed | 9.61% | 9.74% | up 0.13 |
| 1 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed | 9.50% | 9.54% | up 0.04 |
| 1 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed | 9.51% | 9.59% | up 0.08 |
| 1 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed | 9.41% | 9.52% | up 0.11 |
| 1 Oct 2026 | Fixed, Investment, P&I, 4 yrs fixed | 9.60% | 9.72% | up 0.12 |
| 1 Oct 2026 | Fixed, Investment, P&I, 5 yrs fixed | 9.61% | 9.74% | up 0.13 |
| 1 Oct 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed | 9.50% | 9.54% | up 0.04 |
| 1 Oct 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed | 9.51% | 9.59% | up 0.08 |
| 1 Oct 2026 | Fixed, Owner occupied, Interest only, 3 yrs fixed | 9.41% | 9.52% | up 0.11 |
| 1 Oct 2026 | Fixed, Owner occupied, Interest only, 4 yrs fixed | 9.60% | 9.72% | up 0.12 |
| 1 Oct 2026 | Fixed, Owner occupied, Interest only, 5 yrs fixed | 9.61% | 9.74% | up 0.13 |
| 1 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed | 9.50% | 9.54% | up 0.04 |
| 1 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed | 9.51% | 9.59% | up 0.08 |
| 1 Oct 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed | 9.41% | 9.52% | up 0.11 |
| 1 Oct 2026 | Fixed, Owner occupied, P&I, 4 yrs fixed | 9.60% | 9.72% | up 0.12 |
| 1 Oct 2026 | Fixed, Owner occupied, P&I, 5 yrs fixed | 9.61% | 9.74% | up 0.13 |
| 19 Sept 2026 | Fixed, Investment, Interest only, 1 yr fixed | 9.51% | 9.50% | down 0.01 |
| 19 Sept 2026 | Fixed, Investment, Interest only, 2 yrs fixed | 9.56% | 9.51% | down 0.05 |
| 19 Sept 2026 | Fixed, Investment, Interest only, 3 yrs fixed | 9.48% | 9.41% | down 0.07 |
| 19 Sept 2026 | Fixed, Investment, Interest only, 4 yrs fixed | 9.68% | 9.60% | down 0.08 |
| 19 Sept 2026 | Fixed, Investment, Interest only, 5 yrs fixed | 9.70% | 9.61% | down 0.09 |
| 19 Sept 2026 | Fixed, Investment, P&I, 1 yr fixed | 9.51% | 9.50% | down 0.01 |
| 19 Sept 2026 | Fixed, Investment, P&I, 2 yrs fixed | 9.56% | 9.51% | down 0.05 |
| 19 Sept 2026 | Fixed, Investment, P&I, 3 yrs fixed | 9.48% | 9.41% | down 0.07 |
| 19 Sept 2026 | Fixed, Investment, P&I, 4 yrs fixed | 9.68% | 9.60% | down 0.08 |
| 19 Sept 2026 | Fixed, Investment, P&I, 5 yrs fixed | 9.70% | 9.61% | down 0.09 |
| 19 Sept 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed | 9.51% | 9.50% | down 0.01 |
| 19 Sept 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed | 9.56% | 9.51% | down 0.05 |
| 19 Sept 2026 | Fixed, Owner occupied, Interest only, 3 yrs fixed | 9.48% | 9.41% | down 0.07 |
| 19 Sept 2026 | Fixed, Owner occupied, Interest only, 4 yrs fixed | 9.68% | 9.60% | down 0.08 |
| 19 Sept 2026 | Fixed, Owner occupied, Interest only, 5 yrs fixed | 9.70% | 9.61% | down 0.09 |
| 19 Sept 2026 | Fixed, Owner occupied, P&I, 1 yr fixed | 9.51% | 9.50% | down 0.01 |
| 19 Sept 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed | 9.56% | 9.51% | down 0.05 |
| 19 Sept 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed | 9.48% | 9.41% | down 0.07 |
| 19 Sept 2026 | Fixed, Owner occupied, P&I, 4 yrs fixed | 9.68% | 9.60% | down 0.08 |
| 19 Sept 2026 | Fixed, Owner occupied, P&I, 5 yrs fixed | 9.70% | 9.61% | down 0.09 |
Each change is logged the night it appears in the rates Judo Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
When you take it out1
- Application Fee$900
When particular things happen1
- Other Fees
Other fees are defined and calculated as part of the business lending application.
No fee
Features
RedrawExtra repayments
- Choice of Variable and Fixed interest Rate.
- Fixed Rate period available for added certainty.
- Flexible repayment options.
- Principal and interest, or interest-only repayments. Weekly fortnightly, monthly or quarterly repayment options available on principal and interest loans, to match your cashflow.
- Facility term can be matched to your needs.
Eligibility and limits
- Minimum age 18
- Amount $250,000 to $20,000,000
- Maximum LVR 100%
- Only available to Judo Business Lending customers with Judo Business lending products.
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Published by Judo Bank under the Consumer Data Right, last changed by them on 6 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.