Judo Bank
Home Loan
The Judo Home Loan offers the choice of variable or fixed interest rate and tailored repayment options, with a choice of principal and interest or interest only. Only available to business lending customers.
Home loansBank updated 18 Sept 2026
At a glance
- Variable (owner occ. P&I)
- 8.65% · 8.67% comparison
- Variable (investor P&I)
- 8.65%
- Fixed
- 1 yr 9.50% · 2 yrs 9.51% · 3 yrs 9.41% · 4 yrs 9.60% · 5 yrs 9.61%
- Max LVR
- 100%
- Features
- redraw, extra repayments
§ 01 — Rates · 24
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · Interest only | 1 yr fixed | — | 9.50% | 8.74% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · Interest only | 2 yrs fixed | — | 9.51% | 8.84% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · Interest only | 3 yrs fixed | — | 9.41% | 8.89% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · Interest only | 4 yrs fixed | — | 9.60% | 9.02% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · Interest only | 5 yrs fixed | — | 9.61% | 9.10% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · P&I | 1 yr fixed | — | 9.50% | 8.76% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · P&I | 2 yrs fixed | — | 9.51% | 8.84% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · P&I | 3 yrs fixed | — | 9.41% | 8.89% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · P&I | 4 yrs fixed | — | 9.60% | 9.02% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · P&I | 5 yrs fixed | — | 9.61% | 9.10% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied · Interest only | 1 yr fixed | — | 9.50% | 8.76% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied · Interest only | 2 yrs fixed | — | 9.51% | 8.84% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied · Interest only | 3 yrs fixed | — | 9.41% | 8.89% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied · Interest only | 4 yrs fixed | — | 9.60% | 9.02% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied · Interest only | 5 yrs fixed | — | 9.61% | 9.10% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years. Other loan setup fees such as valuation fees,property registration fees and stamp duty, have… | Owner occupied · P&I | 1 yr fixed | — | 9.50% | 8.76% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied · P&I | 2 yrs fixed | — | 9.51% | 8.84% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied · P&I | 3 yrs fixed | — | 9.41% | 8.89% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied · P&I | 4 yrs fixed | — | 9.60% | 9.02% | — |
| FixedThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied · P&I | 5 yrs fixed | — | 9.61% | 9.10% | — |
| VariableThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · Interest only | — | — | 8.65% | 8.67% | — |
| VariableThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Investment · P&I | — | — | 8.65% | 8.67% | — |
| VariableThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied · Interest only | — | — | 8.65% | 8.67% | — |
| VariableThis comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have n… | Owner occupied · P&I | — | — | 8.65% | 8.67% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Other Fees | Event | No fee | — | Other fees are defined and calculated as part of the business lending application. |
| Application Fee | Upfront | $900 | — | — |
§ 03 — Features
RedrawExtra repayments
- · Choice of Variable and Fixed interest Rate.
- · Fixed Rate period available for added certainty.
- · Flexible repayment options.
- · Principal and interest, or interest-only repayments. Weekly fortnightly, monthly or quarterly repayment options available on principal and interest loans, to match your cashflow.
- · Facility term can be matched to your needs.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $250,000 to $20,000,000
- · Maximum LVR 100%
- · Only available to Judo Business Lending customers with Judo Business lending products.
§ 06 — Run the numbers
Put this product through a calculator
Published by Judo Bank under the Consumer Data Right, last changed by them on 18 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.