Everyday Home Loan

Home loansBank updated 30 July 2026

At a glance

Variable (owner occ. P&I): 5.99%
Variable (investor P&I): 6.14%
Fixed: 1 yr 6.29% · 2 yrs 6.29% · 3 yrs 6.24% · 5 yrs 6.44%
Max LVR: 90%
Features: redraw, extra repayments

§ 01 — Rates · 44

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Fixed1 year fixed rate term.	Investment · Interest only	1 yr fixed	—	6.64%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed1 year fixed rate term.	Investment · Interest only	1 yr fixed	—	6.74%	—	—
Fixed2 year fixed rate term.	Investment · Interest only	2 yrs fixed	—	6.64%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed2 year fixed rate term.	Investment · Interest only	2 yrs fixed	—	6.74%	—	—
Fixed3 year fixed rate term.	Investment · Interest only	3 yrs fixed	—	6.59%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed3 year fixed rate term.	Investment · Interest only	3 yrs fixed	—	6.69%	—	—
Fixed5 year fixed rate term.	Investment · Interest only	5 yrs fixed	—	6.79%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed5 year fixed rate term.	Investment · Interest only	5 yrs fixed	—	6.89%	—	—
Fixed1 year fixed rate term.	Investment · P&I	1 yr fixed	—	6.44%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed1 year fixed rate term.	Investment · P&I	1 yr fixed	—	6.54%	—	—
Fixed2 year fixed rate term.	Investment · P&I	2 yrs fixed	—	6.44%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed2 year fixed rate term.	Investment · P&I	2 yrs fixed	—	6.54%	—	—
Fixed3 year fixed rate term.	Investment · P&I	3 yrs fixed	—	6.39%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed3 year fixed rate term.	Investment · P&I	3 yrs fixed	—	6.49%	—	—
Fixed5 year fixed rate term.	Investment · P&I	5 yrs fixed	—	6.59%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed5 year fixed rate term.	Investment · P&I	5 yrs fixed	—	6.69%	—	—
Fixed1 year fixed rate term.	Owner occupied · P&I	1 yr fixed	—	6.29%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed1 year fixed rate term.	Owner occupied · P&I	1 yr fixed	—	6.39%	—	—
Fixed2 year fixed rate term.	Owner occupied · P&I	2 yrs fixed	—	6.29%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed2 year fixed rate term.	Owner occupied · P&I	2 yrs fixed	—	6.39%	—	—
Fixed3 year fixed rate term.	Owner occupied · P&I	3 yrs fixed	—	6.24%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed3 year fixed rate term.	Owner occupied · P&I	3 yrs fixed	—	6.34%	—	—
Fixed5 year fixed rate term.	Owner occupied · P&I	5 yrs fixed	—	6.44%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Fixed5 year fixed rate term.	Owner occupied · P&I	5 yrs fixed	—	6.54%	—	—
Variable	Investment · Interest only	—	—	6.34%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Variable	Investment · Interest only	—	—	6.44%	—	—
Variable	Investment · Interest only	—	—	6.49%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Variable	Investment · Interest only	—	—	6.59%	—	—
Variable	Investment · P&I	—	—	6.14%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Variable	Investment · P&I	—	—	6.24%	—	—
Variable	Investment · P&I	—	—	6.29%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Variable	Investment · P&I	—	—	6.39%	—	—
Variable	Owner occupied · Interest only	—	—	5.99%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Variable	Owner occupied · Interest only	—	—	6.09%	—	—
Variable	Owner occupied · Interest only	—	—	6.19%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Variable	Owner occupied · Interest only	—	—	6.29%	—	—
Variable	Owner occupied · Interest only	—	—	6.29%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Variable	Owner occupied · Interest only	—	—	6.39%	—	—
Variable	Owner occupied · P&I	—	—	5.99%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Variable	Owner occupied · P&I	—	—	6.09%	—	—
Variable	Owner occupied · P&I	—	—	6.19%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Variable	Owner occupied · P&I	—	—	6.29%	—	Rate requires salary to be credited into a linked MOVE Bank everyday transaction account.
Variable	Owner occupied · P&I	—	—	6.29%	—	—
Variable	Owner occupied · P&I	—	—	6.39%	—	—

§ 02 — Fees · 1

Fee	Type	Amount	When	Notes
Default Notice Fee	Event	$50	—	—

§ 03 — Features

RedrawExtra repayments

§ 04 — Eligibility & limits

· Minimum age 18
· Amount $1 to $30
· Maximum LVR 90%

§ 05 — Compare

All home loans →Other MoveBank home loans Everything MoveBank publishes

§ 06 — Run the numbers

Put this product through a calculator

Repayment calculator

What a rate costs per month over the life of the loan.

Borrowing power

How much a bank will lend on your income and expenses.

Published by MoveBank under the Consumer Data Right, last changed by them on 30 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.