At a glance
- Variable (owner occ. P&I)
- 5.89% · 5.80% comparison
- Variable (investor P&I)
- 6.04%
- Max LVR
- 90%
- Features
- redraw, extra repayments
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableVisit our website | Investment · P&I | — | ≤80% LVR | 6.04% | 5.95% | New customer |
| VariableVisit our website | Investment · P&I | — | 80–90% LVR | 6.34% | 6.25% | New Customers |
| VariableVisit our website | Owner occupied · P&I | — | ≤80% LVR | 5.89% | 5.80% | New customer |
| VariableVisit our website | Owner occupied · P&I | — | 80–90% LVR | 6.19% | 6.10% | New customer |
§ 03 — Features
RedrawExtra repaymentsInstant paymentsDigital bankingLoyalty Discount
§ 04 — Eligibility & limits
- · Minimum age 18
- · Available to individuals
- · Amount — to $10,000,000
- · Opening balance $10,000
- · Applications for home loans are subject to the Unloan’s standard credit approval process
- · Unacceptable Loan Purposes: This loan cannot be used for business purposes. Cash out and debt consolidation are not acceptable for purchase applications.
- · Acceptable Loan Purposes: This loan can be used for the purposes of refinancing your existing owner occupied and investment home loan, purchasing a home, debt consolidation and other personal needs,…
- · The following are examples of ineligible security types: A registered second mortgage over residential property; Properties on Norfolk Island; Properties that are under construction; Properties that…
§ 06 — Run the numbers
Put this product through a calculator
Published by Unloan under the Consumer Data Right, last changed by them on 28 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.