The Finance Algorithm
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Choice Investment Home Loan

Our Choice Investment Home Loan Is The Only Choice To Purchase, Refinance Or Renovate An Investment Property.

Home loansBank updated 27 Oct 2026

At a glance

Variable (investor P&I)
6.99%
Max LVR
80%
Features
redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 6.99%Every other institution's lowest, 103 in all

Investment, principal & interest, 80% LVR. One dot per institution, at its lowest investor variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Investor variable home loanInvestment, principal & interest, 80% LVR6.99%5.94%AAA Financial Corporation's Portfolio Loan6.59%of 104 institutions82nd lowest of 104, level with one other

Rates

The one rate Broken Hill Bank publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
VariableInvestment, P&I--6.99%7.04%-

Rate changes

One change logged, newest first.

DateRateWasNowChange
28 Oct 2026Variable, Investment, P&I6.59%6.99%up 0.40

Each change is logged the night it appears in the rates Broken Hill Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

14 fees published, grouped by when they're charged.

When you take it out5

  • Discharge of Mortgage Fee
    $125
  • Discharge of Mortgage Fee
    $649.02
  • IPEX Fee - Loan Funding #
    $35
  • Loan Establishment Fee #
    $855
  • Veda credit report fee
    $19.95

When you make a transaction1

  • Loan Redraw Processing Fee
    $35

When particular things happen8

  • Credit Bureau Default Listing
    $50
  • Debt Agreement Fee
    $150
  • Guarantee Security Fee
    $225
  • Loan Contract Variation Fee
    $225
  • Loan Establishment Fee
    $655
  • Loan Establishment Fee
    $705
  • Security Handling Fee
    $200
  • Settlement Fee
    $150

Features

RedrawExtra repaymentsDigital bankingUnlimited transactions"Relationship Rewards"
  • No Monthly Account Keeping Fees
  • No Loan Service Fees
  • No Penalties For Early Payouts

Eligibility and limits

  • Minimum age 18
  • Residency: Australian Citizens Or Permanent Residents
  • Amount from $250,000, no maximum
  • Maximum LVR 80%
  • Subject To Eligibility For Credit Via Loan Application Assessment

Published by Broken Hill Bank under the Consumer Data Right, last changed by them on 27 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.