The Finance Algorithm
NAB

NAB Tailored Home Loan

Home loans for every need with tools, calculators and guides to help you choose.

Home loansBank updated 17 Sept 2026
At a glance
Variable (owner occ. P&I)
6.09% · 6.22% comparison
Variable (investor P&I)
6.20%
Fixed
1 yr 6.59% · 2 yrs 6.49% · 3 yrs 6.64% · 4 yrs 6.64% · 5 yrs 6.64%
Max LVR
95%
Annual fee
$144
Features
offset, redraw, extra repayments
§ 01 — Rates · 172
TypeApplies toTermBandRateComparisonConditions
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 60% or less, INTEREST_ONLY in AdvanceInvestment · Interest only1 yr fixed≤60% LVR6.69%7.26%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 60% or less, INTEREST_ONLY in ArrearsInvestment · Interest only1 yr fixed≤60% LVR6.79%7.24%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 60% or less, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only1 yr fixed≤60% LVR6.84%7.10%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 60.01% - 70%, INTEREST_ONLY in AdvanceInvestment · Interest only1 yr fixed60–70% LVR6.69%7.26%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 60.01% - 70%, INTEREST_ONLY in ArrearsInvestment · Interest only1 yr fixed60–70% LVR6.79%7.24%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 60.01% - 70%, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only1 yr fixed60–70% LVR6.84%7.10%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 70.01% - 80%, INTEREST_ONLY in AdvanceInvestment · Interest only1 yr fixed70–80% LVR6.69%7.44%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 70.01% - 80%, INTEREST_ONLY in ArrearsInvestment · Interest only1 yr fixed70–80% LVR6.79%7.42%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 70.01% - 80%, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only1 yr fixed70–80% LVR6.84%7.28%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 80.01% or more, INTEREST_ONLY in AdvanceInvestment · Interest only1 yr fixed>80.01% LVR6.79%7.45%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 80.01% or more, INTEREST_ONLY in ArrearsInvestment · Interest only1 yr fixed>80.01% LVR6.89%7.43%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 80.01% or more, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only1 yr fixed>80.01% LVR6.94%7.29%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 60% or less, INTEREST_ONLY in AdvanceInvestment · Interest only2 yrs fixed≤60% LVR6.59%7.21%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 60% or less, INTEREST_ONLY in ArrearsInvestment · Interest only2 yrs fixed≤60% LVR6.69%7.18%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 60% or less, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only2 yrs fixed≤60% LVR6.79%7.07%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 60.01% - 70%, INTEREST_ONLY in AdvanceInvestment · Interest only2 yrs fixed60–70% LVR6.59%7.21%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 60.01% - 70%, INTEREST_ONLY in ArrearsInvestment · Interest only2 yrs fixed60–70% LVR6.69%7.18%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 60.01% - 70%, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only2 yrs fixed60–70% LVR6.79%7.07%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 70.01% - 80%, INTEREST_ONLY in AdvanceInvestment · Interest only2 yrs fixed70–80% LVR6.59%7.37%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 70.01% - 80%, INTEREST_ONLY in ArrearsInvestment · Interest only2 yrs fixed70–80% LVR6.69%7.34%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 70.01% - 80%, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only2 yrs fixed70–80% LVR6.79%7.24%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 80.01% or more, INTEREST_ONLY in AdvanceInvestment · Interest only2 yrs fixed>80.01% LVR6.69%7.39%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 80.01% or more, INTEREST_ONLY in ArrearsInvestment · Interest only2 yrs fixed>80.01% LVR6.79%7.36%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 80.01% or more, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only2 yrs fixed>80.01% LVR6.89%7.26%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 60% or less, INTEREST_ONLY in AdvanceInvestment · Interest only3 yrs fixed≤60% LVR6.74%7.22%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 60% or less, INTEREST_ONLY in ArrearsInvestment · Interest only3 yrs fixed≤60% LVR6.84%7.17%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 60% or less, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only3 yrs fixed≤60% LVR6.94%7.10%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 60.01% - 70%, INTEREST_ONLY in AdvanceInvestment · Interest only3 yrs fixed60–70% LVR6.74%7.22%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 60.01% - 70%, INTEREST_ONLY in ArrearsInvestment · Interest only3 yrs fixed60–70% LVR6.84%7.17%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 60.01% - 70%, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only3 yrs fixed60–70% LVR6.94%7.10%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 70.01% - 80%, INTEREST_ONLY in AdvanceInvestment · Interest only3 yrs fixed70–80% LVR6.74%7.36%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 70.01% - 80%, INTEREST_ONLY in ArrearsInvestment · Interest only3 yrs fixed70–80% LVR6.84%7.31%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 70.01% - 80%, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only3 yrs fixed70–80% LVR6.94%7.25%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 80.01% or more, INTEREST_ONLY in AdvanceInvestment · Interest only3 yrs fixed>80.01% LVR6.84%7.39%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 80.01% or more, INTEREST_ONLY in ArrearsInvestment · Interest only3 yrs fixed>80.01% LVR6.94%7.34%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 80.01% or more, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only3 yrs fixed>80.01% LVR7.04%7.28%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 60% or less, INTEREST_ONLY in AdvanceInvestment · Interest only4 yrs fixed≤60% LVR6.74%7.19%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 60% or less, INTEREST_ONLY in ArrearsInvestment · Interest only4 yrs fixed≤60% LVR6.84%7.13%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 60% or less, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only4 yrs fixed≤60% LVR6.94%7.10%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 60.01% - 70%, INTEREST_ONLY in AdvanceInvestment · Interest only4 yrs fixed60–70% LVR6.74%7.19%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 60.01% - 70%, INTEREST_ONLY in ArrearsInvestment · Interest only4 yrs fixed60–70% LVR6.84%7.13%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 60.01% - 70%, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only4 yrs fixed60–70% LVR6.94%7.10%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 70.01% - 80%, INTEREST_ONLY in AdvanceInvestment · Interest only4 yrs fixed70–80% LVR6.74%7.32%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 70.01% - 80%, INTEREST_ONLY in ArrearsInvestment · Interest only4 yrs fixed70–80% LVR6.84%7.26%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 70.01% - 80%, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only4 yrs fixed70–80% LVR6.94%7.22%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 80.01% or more, INTEREST_ONLY in AdvanceInvestment · Interest only4 yrs fixed>80.01% LVR6.84%7.36%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 80.01% or more, INTEREST_ONLY in ArrearsInvestment · Interest only4 yrs fixed>80.01% LVR6.94%7.29%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 80.01% or more, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only4 yrs fixed>80.01% LVR7.04%7.26%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 60% or less, INTEREST_ONLY in AdvanceInvestment · Interest only5 yrs fixed≤60% LVR6.74%7.21%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 60% or less, INTEREST_ONLY in ArrearsInvestment · Interest only5 yrs fixed≤60% LVR6.84%7.10%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 60% or less, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only5 yrs fixed≤60% LVR6.94%7.09%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 60.01% - 70%, INTEREST_ONLY in AdvanceInvestment · Interest only5 yrs fixed60–70% LVR6.74%7.21%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 60.01% - 70%, INTEREST_ONLY in ArrearsInvestment · Interest only5 yrs fixed60–70% LVR6.84%7.10%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 60.01% - 70%, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only5 yrs fixed60–70% LVR6.94%7.09%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 70.01% - 80%, INTEREST_ONLY in AdvanceInvestment · Interest only5 yrs fixed70–80% LVR6.74%7.32%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 70.01% - 80%, INTEREST_ONLY in ArrearsInvestment · Interest only5 yrs fixed70–80% LVR6.84%7.21%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 70.01% - 80%, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only5 yrs fixed70–80% LVR6.94%7.21%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 80.01% or more, INTEREST_ONLY in AdvanceInvestment · Interest only5 yrs fixed>80.01% LVR6.84%7.37%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 80.01% or more, INTEREST_ONLY in ArrearsInvestment · Interest only5 yrs fixed>80.01% LVR6.94%7.25%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 80.01% or more, INTEREST_ONLY in Advance - Share InvestmentInvestment · Interest only5 yrs fixed>80.01% LVR7.04%7.25%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 60% or less, Principal & InterestInvestment · P&I1 yr fixed≤60% LVR6.69%7.17%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 60.01% - 70%, Principal & InterestInvestment · P&I1 yr fixed60–70% LVR6.69%7.17%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 70.01% - 80%, Principal & InterestInvestment · P&I1 yr fixed70–80% LVR6.69%7.35%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 1 Year - LVR 80.01% or more, Principal & InterestInvestment · P&I1 yr fixed>80.01% LVR6.79%7.36%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 60% or less, Principal & InterestInvestment · P&I2 yrs fixed≤60% LVR6.59%7.11%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 60.01% - 70%, Principal & InterestInvestment · P&I2 yrs fixed60–70% LVR6.59%7.11%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 70.01% - 80%, Principal & InterestInvestment · P&I2 yrs fixed70–80% LVR6.59%7.27%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 2 Year - LVR 80.01% or more, Principal & InterestInvestment · P&I2 yrs fixed>80.01% LVR6.69%7.29%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 60% or less, Principal & InterestInvestment · P&I3 yrs fixed≤60% LVR6.74%7.11%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 60.01% - 70%, Principal & InterestInvestment · P&I3 yrs fixed60–70% LVR6.74%7.11%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 70.01% - 80%, Principal & InterestInvestment · P&I3 yrs fixed70–80% LVR6.74%7.25%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 3 Year - LVR 80.01% or more, Principal & InterestInvestment · P&I3 yrs fixed>80.01% LVR6.84%7.28%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 60% or less, Principal & InterestInvestment · P&I4 yrs fixed≤60% LVR6.74%7.08%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 60.01% - 70%, Principal & InterestInvestment · P&I4 yrs fixed60–70% LVR6.74%7.08%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 70.01% - 80%, Principal & InterestInvestment · P&I4 yrs fixed70–80% LVR6.74%7.21%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 4 Year - LVR 80.01% or more, Principal & InterestInvestment · P&I4 yrs fixed>80.01% LVR6.84%7.24%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 60% or less, Principal & InterestInvestment · P&I5 yrs fixed≤60% LVR6.74%7.06%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 60.01% - 70%, Principal & InterestInvestment · P&I5 yrs fixed60–70% LVR6.74%7.06%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 70.01% - 80%, Principal & InterestInvestment · P&I5 yrs fixed70–80% LVR6.74%7.17%Based on customer relationship
FixedFixed Rates, Residential Investment, NAB Tailored Home Loan - 5 Year - LVR 80.01% or more, Principal & InterestInvestment · P&I5 yrs fixed>80.01% LVR6.84%7.21%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 60% or less, INTEREST_ONLY in AdvanceOwner occupied · Interest only1 yr fixed≤60% LVR6.84%7.10%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 60% or less, INTEREST_ONLY in ArrearsOwner occupied · Interest only1 yr fixed≤60% LVR6.94%7.08%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 60.01% - 70%, INTEREST_ONLY in AdvanceOwner occupied · Interest only1 yr fixed60–70% LVR6.84%7.10%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 60.01% - 70%, INTEREST_ONLY in ArrearsOwner occupied · Interest only1 yr fixed60–70% LVR6.94%7.08%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 70.01% - 80%, INTEREST_ONLY in AdvanceOwner occupied · Interest only1 yr fixed70–80% LVR6.84%7.28%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 70.01% - 80%, INTEREST_ONLY in ArrearsOwner occupied · Interest only1 yr fixed70–80% LVR6.94%7.26%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 80.01% or more, INTEREST_ONLY in AdvanceOwner occupied · Interest only1 yr fixed>80.01% LVR6.94%7.29%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 80.01% or more, INTEREST_ONLY in ArrearsOwner occupied · Interest only1 yr fixed>80.01% LVR7.04%7.27%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 60% or less, INTEREST_ONLY in AdvanceOwner occupied · Interest only2 yrs fixed≤60% LVR6.79%7.07%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 60% or less, INTEREST_ONLY in ArrearsOwner occupied · Interest only2 yrs fixed≤60% LVR6.89%7.04%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 60.01% - 70%, INTEREST_ONLY in AdvanceOwner occupied · Interest only2 yrs fixed60–70% LVR6.79%7.07%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 60.01% - 70%, INTEREST_ONLY in ArrearsOwner occupied · Interest only2 yrs fixed60–70% LVR6.89%7.04%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 70.01% - 80%, INTEREST_ONLY in AdvanceOwner occupied · Interest only2 yrs fixed70–80% LVR6.79%7.24%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 70.01% - 80%, INTEREST_ONLY in ArrearsOwner occupied · Interest only2 yrs fixed70–80% LVR6.89%7.20%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 80.01% or more, INTEREST_ONLY in AdvanceOwner occupied · Interest only2 yrs fixed>80.01% LVR6.89%7.26%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 80.01% or more, INTEREST_ONLY in ArrearsOwner occupied · Interest only2 yrs fixed>80.01% LVR6.99%7.22%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 60% or less, INTEREST_ONLY in AdvanceOwner occupied · Interest only3 yrs fixed≤60% LVR6.94%7.10%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 60% or less, INTEREST_ONLY in ArrearsOwner occupied · Interest only3 yrs fixed≤60% LVR7.04%7.05%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 60.01% - 70%, INTEREST_ONLY in AdvanceOwner occupied · Interest only3 yrs fixed60–70% LVR6.94%7.10%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 60.01% - 70%, INTEREST_ONLY in ArrearsOwner occupied · Interest only3 yrs fixed60–70% LVR7.04%7.05%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 70.01% - 80%, INTEREST_ONLY in AdvanceOwner occupied · Interest only3 yrs fixed70–80% LVR6.94%7.25%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 70.01% - 80%, INTEREST_ONLY in ArrearsOwner occupied · Interest only3 yrs fixed70–80% LVR7.04%7.19%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 80.01% or more, INTEREST_ONLY in AdvanceOwner occupied · Interest only3 yrs fixed>80.01% LVR7.04%7.28%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 80.01% or more, INTEREST_ONLY in ArrearsOwner occupied · Interest only3 yrs fixed>80.01% LVR7.14%7.22%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 60% or less, INTEREST_ONLY in AdvanceOwner occupied · Interest only4 yrs fixed≤60% LVR6.94%7.10%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 60% or less, INTEREST_ONLY in ArrearsOwner occupied · Interest only4 yrs fixed≤60% LVR7.04%7.03%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 60.01% - 70%, INTEREST_ONLY in AdvanceOwner occupied · Interest only4 yrs fixed60–70% LVR6.94%7.10%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 60.01% - 70%, INTEREST_ONLY in ArrearsOwner occupied · Interest only4 yrs fixed60–70% LVR7.04%7.03%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 70.01% - 80%, INTEREST_ONLY in AdvanceOwner occupied · Interest only4 yrs fixed70–80% LVR6.94%7.22%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 70.01% - 80%, INTEREST_ONLY in ArrearsOwner occupied · Interest only4 yrs fixed70–80% LVR7.04%7.16%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 80.01% or more, INTEREST_ONLY in AdvanceOwner occupied · Interest only4 yrs fixed>80.01% LVR7.04%7.26%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 80.01% or more, INTEREST_ONLY in ArrearsOwner occupied · Interest only4 yrs fixed>80.01% LVR7.14%7.20%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 60% or less, INTEREST_ONLY in AdvanceOwner occupied · Interest only5 yrs fixed≤60% LVR6.94%7.09%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 60% or less, INTEREST_ONLY in ArrearsOwner occupied · Interest only5 yrs fixed≤60% LVR7.04%7.02%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 60.01% - 70%, INTEREST_ONLY in AdvanceOwner occupied · Interest only5 yrs fixed60–70% LVR6.94%7.09%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 60.01% - 70%, INTEREST_ONLY in ArrearsOwner occupied · Interest only5 yrs fixed60–70% LVR7.04%7.02%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 70.01% - 80%, INTEREST_ONLY in AdvanceOwner occupied · Interest only5 yrs fixed70–80% LVR6.94%7.21%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 70.01% - 80%, INTEREST_ONLY in ArrearsOwner occupied · Interest only5 yrs fixed70–80% LVR7.04%7.13%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 80.01% or more, INTEREST_ONLY in AdvanceOwner occupied · Interest only5 yrs fixed>80.01% LVR7.04%7.25%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 80.01% or more, INTEREST_ONLY in ArrearsOwner occupied · Interest only5 yrs fixed>80.01% LVR7.14%7.17%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 60% or less, Principal & InterestOwner occupied · P&I1 yr fixed≤60% LVR6.59%6.90%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 60.01% - 70%, Principal & InterestOwner occupied · P&I1 yr fixed60–70% LVR6.59%6.90%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 70.01% - 80%, Principal & InterestOwner occupied · P&I1 yr fixed70–80% LVR6.59%7.07%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 1 Year - LVR 80.01% or more, Principal & InterestOwner occupied · P&I1 yr fixed>80.01% LVR6.69%7.08%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 60% or less, Principal & InterestOwner occupied · P&I2 yrs fixed≤60% LVR6.49%6.86%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 60.01% - 70%, Principal & InterestOwner occupied · P&I2 yrs fixed60–70% LVR6.49%6.86%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 70.01% - 80%, Principal & InterestOwner occupied · P&I2 yrs fixed70–80% LVR6.49%7.01%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 2 Year - LVR 80.01% or more, Principal & InterestOwner occupied · P&I2 yrs fixed>80.01% LVR6.59%7.03%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 60% or less, Principal & InterestOwner occupied · P&I3 yrs fixed≤60% LVR6.64%6.87%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 60.01% - 70%, Principal & InterestOwner occupied · P&I3 yrs fixed60–70% LVR6.64%6.87%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 70.01% - 80%, Principal & InterestOwner occupied · P&I3 yrs fixed70–80% LVR6.64%7.01%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 3 Year - LVR 80.01% or more, Principal & InterestOwner occupied · P&I3 yrs fixed>80.01% LVR6.74%7.04%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 60% or less, Principal & InterestOwner occupied · P&I4 yrs fixed≤60% LVR6.64%6.86%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 60.01% - 70%, Principal & InterestOwner occupied · P&I4 yrs fixed60–70% LVR6.64%6.86%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 70.01% - 80%, Principal & InterestOwner occupied · P&I4 yrs fixed70–80% LVR6.64%6.98%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 4 Year - LVR 80.01% or more, Principal & InterestOwner occupied · P&I4 yrs fixed>80.01% LVR6.74%7.02%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 60% or less, Principal & InterestOwner occupied · P&I5 yrs fixed≤60% LVR6.64%6.85%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 60.01% - 70%, Principal & InterestOwner occupied · P&I5 yrs fixed60–70% LVR6.64%6.85%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 70.01% - 80%, Principal & InterestOwner occupied · P&I5 yrs fixed70–80% LVR6.64%6.96%Based on customer relationship
FixedFixed Rates, Owner occupier, NAB Tailored Home Loan - 5 Year - LVR 80.01% or more, Principal & InterestOwner occupied · P&I5 yrs fixed>80.01% LVR6.74%7.00%Based on customer relationship
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 60% or less, Interest Only The rate displayed is the minimum advertised rate for the product. The actual interest rate will depend…Investment · Interest only≤60% LVR6.40%6.91%Based on customer relationship; LVR 60% or less
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 60% or less, Interest Only The rate displayed is the maximum rate for the product. For information on the range of rates, please vi…Investment · Interest only≤60% LVR7.29%7.29%Based on customer relationship; LVR 60% or less
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 60.01% - 70%, Interest Only The rate displayed is the minimum advertised rate for the product. The actual interest rate will depend…Investment · Interest only60–70% LVR6.40%6.91%Based on customer relationship; LVR 60.01% - 70%
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 60.01% - 70%, Interest Only The rate displayed is the maximum rate for the product. For information on the range of rates, please v…Investment · Interest only60–70% LVR7.29%7.29%Based on customer relationship; LVR 60.01% - 70%
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 70.01% - 80%, Interest Only The rate displayed is the minimum advertised rate for the product. The actual interest rate will depend…Investment · Interest only70–80% LVR6.50%7.06%Based on customer relationship; LVR 70.01% - 80%
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 70.01% - 80%, Interest Only The rate displayed is the maximum rate for the product. For information on the range of rates, please v…Investment · Interest only70–80% LVR7.49%7.49%Based on customer relationship; LVR 70.01% - 80%
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 80.01% or more, Interest Only The rate displayed is the minimum advertised rate for the product. The actual interest rate will depe…Investment · Interest only>80.01% LVR7.19%7.36%Based on customer relationship; LVR 80.01% or more
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 80.01% or more, Interest Only The rate displayed is the maximum rate for the product. For information on the range of rates, please…Investment · Interest only>80.01% LVR7.49%7.49%Based on customer relationship; LVR 80.01% or more
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 60% or less, Principal & Interest The rate displayed is the minimum advertised rate for the product. The actual interest rate will…Investment · P&I≤60% LVR6.20%6.33%Based on customer relationship; LVR 60% or less
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 60% or less, Principal & Interest The rate displayed is the maximum rate for the product. For information on the range of rates, pl…Investment · P&I≤60% LVR7.09%7.21%Based on customer relationship; LVR 60% or less
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 60.01% - 70%, Principal & Interest The rate displayed is the minimum advertised rate for the product. The actual interest rate will…Investment · P&I60–70% LVR6.20%6.33%Based on customer relationship; LVR 60.01% - 70%
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 60.01% - 70%, Principal & Interest The rate displayed is the maximum rate for the product. For information on the range of rates, p…Investment · P&I60–70% LVR7.09%7.21%Based on customer relationship; LVR 60.01% - 70%
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 70.01% - 80%, Principal & Interest The rate displayed is the minimum advertised rate for the product. The actual interest rate will…Investment · P&I70–80% LVR6.30%6.43%Based on customer relationship; LVR 70.01% - 80%
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 70.01% - 80%, Principal & Interest The rate displayed is the maximum rate for the product. For information on the range of rates, p…Investment · P&I70–80% LVR7.29%7.41%Based on customer relationship; LVR 70.01% - 80%
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 80.01% or more, Principal & Interest The rate displayed is the minimum advertised rate for the product. The actual interest rate wi…Investment · P&I>80.01% LVR6.99%7.12%Based on customer relationship; LVR 80.01% or more
VariableVariable Rates, Residential Investment, NAB Tailored Home Loan, LVR 80.01% or more, Principal & Interest The rate displayed is the maximum rate for the product. For information on the range of rates,…Investment · P&I>80.01% LVR7.29%7.41%Based on customer relationship; LVR 80.01% or more
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 60% or less, Interest Only The rate displayed is the minimum advertised rate for the product. The actual interest rate will depend on the c…Owner occupied · Interest only≤60% LVR6.69%6.86%Based on customer relationship; LVR 60% or less
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 60% or less, Interest Only The rate displayed is the maximum rate for the product. For information on the range of rates, please visit the…Owner occupied · Interest only≤60% LVR7.26%7.11%Based on customer relationship; LVR 60% or less
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 60.01% - 70%, Interest Only The rate displayed is the minimum advertised rate for the product. The actual interest rate will depend on the…Owner occupied · Interest only60–70% LVR6.69%6.86%Based on customer relationship; LVR 60.01% - 70%
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 60.01% - 70%, Interest Only The rate displayed is the maximum rate for the product. For information on the range of rates, please visit the…Owner occupied · Interest only60–70% LVR7.26%7.11%Based on customer relationship; LVR 60.01% - 70%
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 70.01% - 80%, Interest Only The rate displayed is the minimum advertised rate for the product. The actual interest rate will depend on the…Owner occupied · Interest only70–80% LVR6.79%7.02%Based on customer relationship; LVR 70.01% - 80%
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 70.01% - 80%, Interest Only The rate displayed is the maximum rate for the product. For information on the range of rates, please visit the…Owner occupied · Interest only70–80% LVR7.46%7.31%Based on customer relationship; LVR 70.01% - 80%
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 80.01% or more, Interest Only The rate displayed is the minimum advertised rate for the product. The actual interest rate will depend on th…Owner occupied · Interest only>80.01% LVR7.39%7.28%Based on customer relationship; LVR 80.01% or more
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 80.01% or more, Interest Only The rate displayed is the maximum rate for the product. For information on the range of rates, please visit t…Owner occupied · Interest only>80.01% LVR7.46%7.31%Based on customer relationship; LVR 80.01% or more
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 60% or less, Principal & Interest The rate displayed is the minimum advertised rate for the product. The actual interest rate will depend o…Owner occupied · P&I≤60% LVR6.09%6.22%Based on customer relationship; LVR 60% or less
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 60% or less, Principal & Interest The rate displayed is the maximum rate for the product. For information on the range of rates, please vis…Owner occupied · P&I≤60% LVR6.79%6.92%Based on customer relationship; LVR 60% or less
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 60.01% - 70%, Principal & Interest The rate displayed is the minimum advertised rate for the product. The actual interest rate will depend…Owner occupied · P&I60–70% LVR6.09%6.22%Based on customer relationship; LVR 60.01% - 70%
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 60.01% - 70%, Principal & Interest The rate displayed is the maximum rate for the product. For information on the range of rates, please vi…Owner occupied · P&I60–70% LVR6.79%6.92%Based on customer relationship; LVR 60.01% - 70%
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 70.01% - 80%, Principal & Interest The rate displayed is the minimum advertised rate for the product. The actual interest rate will depend…Owner occupied · P&I70–80% LVR6.19%6.32%Based on customer relationship; LVR 70.01% - 80%
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 70.01% - 80%, Principal & Interest The rate displayed is the maximum rate for the product. For information on the range of rates, please vi…Owner occupied · P&I70–80% LVR6.99%7.12%Based on customer relationship; LVR 70.01% - 80%
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 80.01% or more, Principal & Interest The rate displayed is the minimum advertised rate for the product. The actual interest rate will depen…Owner occupied · P&I>80.01% LVR6.59%6.72%Based on customer relationship; LVR 80.01% or more
VariableVariable Rates, Owner occupier, NAB Tailored Home Loan, LVR 80.01% or more, Principal & Interest The rate displayed is the maximum rate for the product. For information on the range of rates, please…Owner occupied · P&I>80.01% LVR6.99%7.12%Based on customer relationship; LVR 80.01% or more
§ 02 — Fees · 7
FeeTypeAmountWhenNotes
Business name searchEvent$40
Company name searchEvent$40
Mortgage Discharge FeeEvent$350
Production of documentsEvent$150
Rate Lock Fee (for fixed rate home loans)Event0.15% of balance
Monthly service feePeriodic$12Every 1 mo
Application feeUpfrontNo fee
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
  • · Can be used as a construction loan. The loan can be used to let you make progressive payments to your builder. It includes interest-only repayment options with terms of one or two years.
  • · Customer can have a variable interest rate, a fixed interest rate, or have a mix of fixed and variable rates.
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australian citizen or permanent resident, or New Zealand citizen. Restrictions apply if residential address is an overseas addresss.
  • · Amount $20,000 to no maximum
  • · Maximum LVR 95%
  • · Lending criteria apply.

Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right, last changed by them on 17 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.