At a glance
- Variable (owner occ. P&I)
- 6.55% · 6.60% comparison
- Variable (investor P&I)
- 6.80%
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInvestor rate loan | Investment · P&I | — | — | 6.80% | 6.85% | — |
| VariableOwner occupier loan | Owner occupied · P&I | — | — | 6.55% | 6.60% | — |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Redraw Fee | Transaction | No fee | — | — |
| Redraw Fee | Transaction | $10 | — | — |
| Redraw Fee | Transaction | $25 | — | — |
| ASIC Lodgement | Upfront | $50 | — | — |
| Bank Cheque | Upfront | $15 | — | — |
| Bank Production | Upfront | $150 | — | — |
| Company Search | Upfront | $50 | — | — |
| Discharge of Mortgage | Upfront | $200 | — | — |
| Loan Establishment Fee | Upfront | $500 | — | — |
| Title Search | Upfront | $49.50 | — | — |
| Withdrawal of Caveat | Upfront | $100 | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsInstant paymentsDigital banking
- · Weekly, fortnightly or monthly repayments options.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident
- · Amount $200,000 to no maximum
§ 06 — Run the numbers
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Published by Dnister under the Consumer Data Right, last changed by them on 14 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.