The Finance Algorithm
Defence Bank Limited logoDefence Bank Limited

Premier Investor Low Rate

The Premier Investor low rate home loan is a fuss-free approach to being handed the keys of your new home. Plus you have the freedom of unlimited redraws, and no monthly, annual, extra repayments or application fees.

Home loansBank updated 14 Oct 2026

At a glance

Variable (investor P&I)
6.59%
Max LVR
95%
Features
redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 6.59%Every other institution's lowest, 103 in all

Investment, principal & interest, 80% LVR. One dot per institution, at its lowest investor variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Investor variable home loanInvestment, principal & interest, 80% LVR6.59%5.94%AAA Financial Corporation's Portfolio Loan6.59%of 104 institutions49th lowest of 104, level with 7 others

Rates

Every rate Defence Bank Limited publishes for this home loan, 2 in all.

TypeApplies toTermBandRateComparisonConditions
VariablePremier Investor Low Rate ≤70.00% LVRInvestment, P&I--6.59%6.59%-
VariablePremier Investor Low Rate ≥70.01% LVRInvestment, P&I--6.84%6.84%-

Fees

4 fees published, grouped by when they're charged.

When particular things happen4

  • Arrears reminder notice fee (per letter)

    Payable each time we send you a reminder notice relating to arrears on a loan

    $20
  • Default notice (enforcement notice)

    Payable each time we send you a reminder notice relating to a default on a loan

    $20
  • Security discharge administration fee

    Payable when we process a discharge of a security over real property.

    $250
  • Solicitors and other parties actioning requests (may be payable)

    These fees and or charges may be payable and are determined by solicitors or other parties actioning requests. We are unable to ascertain these fees or charges up front until they charged, and they m…

    No fee

Features

RedrawExtra repayments
  • No application fees.
  • No monthly fees.
  • No Annual fees.
  • Australia-based Contact Centre.
  • Home Loan Consultants

Eligibility and limits

  • Residency: Australian residents only.
  • Maximum LVR 95%
  • Purpose
  • 18
  • Individuals must have capacity.

Published by Defence Bank under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.