The Finance Algorithm
Defence Bank Limited logoDefence Bank Limited

Premier Investor Home Loan

The Premier Investor home loan is a fuss-free option purpose-built for investors looking to expand their real estate portfolio, to refinance a loan or for any worthwhile investment.

Home loansBank updated 14 Oct 2026

At a glance

Variable (investor P&I)
6.94%
Max LVR
95%
Features
offset, redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 6.94%Every other institution's lowest, 103 in all

Investment, principal & interest, 80% LVR. One dot per institution, at its lowest investor variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Investor variable home loanInvestment, principal & interest, 80% LVR6.94%5.94%AAA Financial Corporation's Portfolio Loan6.59%of 104 institutions80th lowest of 104, level with one other

Rates

The one rate Defence Bank Limited publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
VariablePremier InvestorInvestment, P&I--6.94%6.94%-

Rate changes

One change logged, newest first.

DateRateWasNowChange
27 Oct 2026Variable, Investment, P&I6.69%6.94%up 0.25

Each change is logged the night it appears in the rates Defence Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

4 fees published, grouped by when they're charged.

When particular things happen4

  • Arrears reminder notice fee (per letter)

    Payable each time we send you a reminder notice relating to arrears on a loan.

    $20
  • Default notice (enforcement notice)

    Payable each time we send you a reminder notice relating to a default on a loan

    $20
  • Security discharge administration fee

    Payable when we process a discharge of a security over real property.

    $250
  • Solicitors and other parties actioning requests (may be payable)

    These fees and or charges may be payable and are determined by solicitors or other parties actioning requests. We are unable to ascertain these fees or charges up front until they charged, and they m…

    No fee

Features

Offset accountRedrawExtra repaymentsDigital banking
  • No application fees.
  • No Annual fees.
  • No monthly fees.
  • No early payout fee.
  • Australia-based Contact Centre
  • Home Loan Consultants

Eligibility and limits

  • Residency: Australian residents only.
  • Maximum LVR 95%
  • 18
  • Lending criteria.
  • Purpose.

Published by Defence Bank under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.