Premier Investor Home Loan
The Premier Investor home loan is a fuss-free option purpose-built for investors looking to expand their real estate portfolio, to refinance a loan or for any worthwhile investment.
At a glance
- Variable (investor P&I)
- 6.94%
- Max LVR
- 95%
- Features
- offset, redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Investor variable home loanInvestment, principal & interest, 80% LVR | 6.94% | 5.94%AAA Financial Corporation's Portfolio Loan | 6.59%of 104 institutions | 80th lowest of 104, level with one other |
Rates
The one rate Defence Bank Limited publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariablePremier Investor | Investment, P&I | - | - | 6.94% | 6.94% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 27 Oct 2026 | Variable, Investment, P&I | 6.69% | 6.94% | up 0.25 |
Each change is logged the night it appears in the rates Defence Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
4 fees published, grouped by when they're charged.
When particular things happen4
- Arrears reminder notice fee (per letter)
Payable each time we send you a reminder notice relating to arrears on a loan.
$20 - Default notice (enforcement notice)
Payable each time we send you a reminder notice relating to a default on a loan
$20 - Security discharge administration fee
Payable when we process a discharge of a security over real property.
$250 - Solicitors and other parties actioning requests (may be payable)
These fees and or charges may be payable and are determined by solicitors or other parties actioning requests. We are unable to ascertain these fees or charges up front until they charged, and they m…
No fee
Features
- No application fees.
- No Annual fees.
- No monthly fees.
- No early payout fee.
- Australia-based Contact Centre
- Home Loan Consultants
Eligibility and limits
- Residency: Australian residents only.
- Maximum LVR 95%
- 18
- Lending criteria.
- Purpose.
Compare it with others
Put this product through a calculator
Published by Defence Bank under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.