Police Credit Union LimitedEquity Plus Personal Line of Credit
Equity Plus Personal Line of Credit
At a glance
- Variable
- 7.49%
- Upfront fee
- $420
How it compares
This overdraft in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate open to anyone, including lines of credit secured against a home. One dot per institution, at its lowest personal overdraft or line of credit rate anyone can apply for; hover or tap a dot for its name.
| Rate | This overdraft | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal overdraft or line of creditLowest advertised rate open to anyone, including lines of credit secured against a home | 7.49% | 7.49%Police Credit Union Limited's Allegro Line of Credit | 9.25%of 15 institutions | Lowest of 15 |
Rates
The one rate Police Credit Union Limited publishes for this overdraft.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 7.49% | - | - |
Fees
8 fees published, grouped by when they're charged.
When you take it out1
- HOME_PROPERTY_CREDIT_PACKAGE_FEE
is charged for establishing all home loans with the exception of Commercial Loans Whole of pay to PCU Visa Credit Card General Insurance 10 years PCU membership Savings / Investments held with PCU for 3mths or over Former <18yr old Members
$420
When you make a transaction7
- CONVEYANCER'S_/_SOLICITOR'S_FEE
Per instrument - Outside of SA and NT as charged by Conveyancer/Solicitor. Covers preparation of mortgage documents, and attendance at settlement.
$141.64 - REGISTRATION_FEE_(NT)
Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.
$176 - REGISTRATION_FEE
Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.
$198 - TITLE_SEARCH_(NT)
Per Search - provides a copy of the title to the property
$55.78 - TITLE_SEARCH_(SA)
Per search - provides a copy of the title of the property
$35.50 - VALUATION_FEE_(NT)
from $205.00, please see tier Valuation Fee for Property Value up to over $1,500,000
$205 - VALUATION_FEE
From $205 - a fee charged to value the proposed security property for metropolitan area. Outside metropolitan area as charged by the valuer.
$205
Features
Eligibility and limits
None published.
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Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 27 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.