The Finance Algorithm
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Budget Account Overdraft

Budget Account Overdraft

OverdraftsBank updated 1 June 2026

At a glance

Variable
13.85%

How it compares

This overdraft in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This overdraft: 13.85%Every other institution's lowest, 14 in all

Lowest advertised rate open to anyone, including lines of credit secured against a home. One dot per institution, at its lowest personal overdraft or line of credit rate anyone can apply for; hover or tap a dot for its name.

RateThis overdraftBest anywhereTypical institutionWhere it sits
Personal overdraft or line of creditLowest advertised rate open to anyone, including lines of credit secured against a home13.85%7.49%Police Credit Union Limited's Allegro Line of Credit9.25%of 15 institutions12th lowest of 15, level with one other

Rates

The one rate Woolworths Team Bank publishes for this overdraft.

TypeApplies toTermBandRateComparisonConditions
Variable---13.85%--

Features

None published.

Eligibility and limits

  • Minimum age 18
  • Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.

Published by Woolworths Team Bank under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.