The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

29 products · 6 categories · changed 17 Sept 2026

Woolworths Team Bank.

Credit cards 1 Overdrafts 2 Personal loans 7 Home loans 7 Term deposits 7 Savings & transaction accounts 5

Credit cards · 1Compare across banks →

Visa Credit Card

Purchase rate: 13.45%
Cash advance: 13.45%

Overdrafts · 2Compare across banks →

Access Account Overdraft

Variable: 13.85%

Budget Account Overdraft

Variable: 13.85%

Personal loans · 7Compare across banks →

Electric Vehicle Loan

Variable: 6.19% · 6.63% comparison
Upfront fee: $319

Variable: 6.49% · 6.93% comparison
Upfront fee: $319

Variable: 8.49% · 10.71% comparison
Upfront fee: $319

Variable: 11.64% · 13.90% comparison
Upfront fee: $319

Personal Secured Loan

Variable: 14.35% · 16.65% comparison
Upfront fee: $319

Personal Unsecured Loan

Variable: 15.35% · 17.66% comparison
Upfront fee: $299

Variable: 7.94% · 8.39% comparison
Upfront fee: $319

Home loans · 7Compare across banks →

Flexible Home Loan Investment Interest Only

Max LVR: 75%
Features: offset, redraw

Flexible Home Loan Investment P&I

Variable (investor P&I): 6.69%
Max LVR: 80%
Features: offset, redraw

Flexible Home Loan Owner Occupied

Variable (owner occ. P&I): 6.34% · 6.43% comparison
Max LVR: 90%
Features: offset, redraw

Plain and Simple Home Loan Investment

Variable (investor P&I): 6.69%
Max LVR: 80%
Features: redraw

Plain and Simple Home Loan Owner Occupied

Variable (owner occ. P&I): 6.24% · 6.33% comparison
Fixed: 1 yr 6.24% · 2 yrs 6.14% · 3 yrs 6.04%
Max LVR: 90%

Team Member Home Loan

Variable (owner occ. P&I): 6.04% · 6.13% comparison
Max LVR: 80%
Features: offset, redraw

Team Member Home Loan - No Offset

Variable (owner occ. P&I): 5.94% · 6.03% comparison
Fixed: 1 yr 5.99%
Max LVR: 80%

Term deposits · 7Compare across banks →

Best rate: 4.00% for 12m
12 months: 4.00%
Min deposit: $2,000

Best rate: 2.75% for 18m
Min deposit: $2,000

Best rate: 1.95% for 24m
Min deposit: $2,000

3 MONTHSon application

Pricing: Rates on application
Best rate: 4.10% for 3m
Min deposit: $2,000

4 MONTH SPECIALon application

Pricing: Rates on application
Best rate: 5.20% for 4m
Min deposit: $2,000

Best rate: 4.00% for 6m
Min deposit: $2,000

Best rate: 3.95% for 9m
Min deposit: $2,000

Savings & transaction accounts · 5Compare across banks →

Base rate: 0.00%

Bonus Saver Account

Base rate: 0.10%
Bonus rate: 4.80%
Up to: 4.90%

Base rate: 0.00%

Base rate: 2.10%

Base rate: 0.00%

Published by Woolworths Team Bank under the Consumer Data Right, last changed by them on 17 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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