The Finance Algorithm

GU Health

147 open policies in the October 2026 data. Anyone can join.

This insurer operates on a for-profit basis and is owned by NIB.

guhealth.com.au, phone 1800 249 966

Hospital
59
Hospital and extras
42
Extras
46
Closed to new members
5

What a single pays each month, cheapest to dearest policy

Monthly, before the rebate, across every excess option. 147 corporate policies are included; they are sold through employers and associations.

  1. NSW & ACT
    $125.00 to $383.33
  2. VIC
    $125.00 to $413.33
  3. QLD
    $125.00 to $420.83
  4. SA
    $125.00 to $427.92
  5. WA
    $108.33 to $383.33
  6. TAS
    $125.00 to $427.92
  7. NT
    $79.17 to $383.33
Cheapest to dearest policy
Show the figures
GU Health's single premiums by state and policy type
StateHospitalHospital and extrasExtras
NSW & ACT$125.00 to $383.33$246.25 to $509.58$70.83 to $294.58
VIC$125.00 to $413.33$246.25 to $509.58$70.83 to $294.58
QLD$125.00 to $420.83$246.25 to $509.58$70.83 to $294.58
SA$125.00 to $427.92$246.25 to $509.58$70.83 to $294.58
WA$108.33 to $383.33$246.25 to $509.58$70.83 to $294.58
TAS$125.00 to $427.92$246.25 to $509.58$70.83 to $294.58
NT$79.17 to $383.33$246.25 to $509.58$70.83 to $294.58

Hospital policies 59

PolicyTierFromSold inExcess options
Inpatriate Basic HospitalCorporateBasic Plus$125.00NSW & ACTAll$0, $500, $1,000
Optimum Basic HospitalCorporateBasic Plus$200.00NSW & ACTAll$0
Classic Basic Plus HospitalCorporateBasic Plus$233.33NSW & ACTAll$0
Corporate Starter Bronze Hospital PlusCorporateBronze Plus$79.17NTAll$0, $250, $500, $750
Advance Silver HospitalCorporateSilver$94.58NTAll$0, $250, $500, $750
Corporate Essentials Silver HospitalCorporateSilver$109.17NTAll$0, $250, $500
Elevate Silver HospitalCorporateSilver$114.58NTAll$0, $250, $500, $750
Corporate Essentials Hospital - SilverCorporateSilver$141.25NSW & ACTAll$0, $250, $500
Advance Hospital - SilverCorporateSilver$154.58NSW & ACTAll$0, $250, $500, $750
Elevate Hospital - SilverCorporateSilver$195.83NSW & ACTAll$0, $250, $500, $750
Superior Silver Plus HospitalCorporateSilver Plus$100.83NTAll$0, $250, $500, $750
Advance Silver Plus HospitalCorporateSilver Plus$108.33NTAll$0, $250, $500, $750
Assure Silver Plus HospitalCorporateSilver Plus$111.67NTAll$0, $250, $500, $750
Elevate Silver Plus HospitalCorporateSilver Plus$122.50NTAll$0, $250, $500, $750
My Choice Silver Plus Hospital SaverCorporateSilver Plus$122.50NTAll$0, $100, $125, $200, $250, $500, $750
Superior Hospital - Silver PlusCorporateSilver Plus$159.58NSW & ACTAll$0, $250, $500, $750
Advance Hospital - Silver PlusCorporateSilver Plus$163.33NSW & ACTAll$0, $250, $500, $750
Pricepoint Silver Plus HospitalCorporateSilver Plus$166.25NTAll$0, $200, $250, $400, $500, $800
Galib Silver Plus HospitalCorporateOnly sold with particular other policiesSilver Plus$173.33TASAll$250, $500
Silver Plus - My Choice Hospital SaverCorporateSilver Plus$181.67NSW & ACTAll$200, $250
My Choice Hospital Saver - Silver PlusCorporateSilver Plus$183.33NSW & ACTAll$0, $100, $125, $200, $250, $500
Silver Plus Superior HospitalCorporateSilver Plus$183.33NSW & ACTAll$250
Pricepoint Hospital - Silver PlusCorporateSilver Plus$201.25NSW & ACTAll$0, $200, $250, $400, $500
My Choice Silver Plus HospitalCorporateSilver Plus$211.47VICAll$0, $200, $250, $500
Elevate Hospital - Silver PlusCorporateSilver Plus$212.50NSW & ACTAll$0, $250, $500, $750
My Choice Hospital - Silver PlusCorporateSilver Plus$233.75NSW & ACTAll$200, $250
Optimum Silver Plus HospitalCorporateSilver Plus$266.67NSW & ACTAll$0, $250, $500, $750, $1,000, $1,500
Hcl Optimum Silver Plus HospitalCorporateSilver Plus$313.33All statesAll$0
Superior Gold HospitalCorporateGold$114.17NTAll$0, $250, $500, $750
Complete Gold HospitalCorporateGold$116.25NTAll$0, $100, $150, $200, $250, $300, $400, $500, $750
Advance Gold HospitalCorporateGold$123.33NTAll$0, $250, $500, $750
Corporate Elite Gold HospitalCorporateGold$138.33NTAll$250, $500, $750
Corporate Elite GoldCorporateGold$145.83NTAll$0, $250, $500
Premier Gold HospitalCorporateGold$154.17NTAll$0, $75, $100, $125, $150, $200, $250, $300, $400, $500, $750, $800, $1,000, $1,500
Elevate Gold HospitalCorporateGold$157.92NTAll$0, $250, $500, $750
Corporate Top GoldCorporateGold$183.33NTAll$0, $250
Gold Superior HospitalCorporateGold$191.67NSW & ACTAll$0, $250, $500
Superior Hospital - GoldCorporateGold$195.83NSW & ACTAll$0, $250, $500, $750
Advance Hospital - GoldCorporateGold$197.08NSW & ACTAll$0, $250, $500, $750
Gold Complete HospitalCorporateGold$199.17NSW & ACTAll$0, $150, $250, $500
Gold Complete Hospital NKECorporateGold$199.17NSW & ACTAll$150, $250, $500
Gold Corporate Elite HospitalCorporateGold$212.50NSW & ACTAll$0, $250
Corporate Elite Hospital - GoldCorporateGold$216.67NSW & ACTAll$0, $250, $500, $750
Top Gold HospitalCorporateGold$217.08NSW & ACTAll$0, $50, $100, $125, $150, $200, $250, $300, $400, $500, $750, $800, $1,000, $1,500
Complete Hospital - GoldCorporateGold$219.17NSW & ACTAll$0, $100, $150, $200, $250, $300, $500
Complete Hospital NKE - GoldCorporateGold$219.17NSW & ACTAll$100, $150, $200, $250, $300, $500
Complete Gold Hospital NkeCorporateGold$232.50Family, NTAll$750
Premier Hospital - GoldCorporateGold$244.58NSW & ACTAll$0, $75, $100, $125, $150, $200, $250, $300, $400, $500, $800, $1,000
Inpatriate Gold HospitalCorporateGold$251.25NSW & ACTAll$0, $100, $150, $200, $250, $300, $400, $500, $600, $750, $800, $1,000, $1,500
Top Hospital - GoldCorporateGold$255.83NSW & ACTAll$0, $50, $100, $125, $200, $250, $400, $500
Superior Gold Hospital (Singe)CorporateGold$259.17QLDQLD$0
Complete Gold Hospital NkxCorporateGold$262.50Family, NTAll$250, $500
Gold Hospital TopCorporateGold$262.50NSW & ACTAll$0, $100, $200, $400
Executive Gold HospitalCorporateGold$266.67WAAll$0, $250, $500
Gold Premier HospitalCorporateGold$266.67NSW & ACTAll$0, $100, $200, $250, $400, $500
Elevate Hospital - GoldCorporateGold$271.67NSW & ACTAll$0, $250, $500, $750
Corporate Top Hospital - GoldCorporateGold$274.58NSW & ACTAll$0, $250
Optimum Gold HospitalCorporateGold$275.00NSW & ACTAll$0, $250, $500, $750
Executive Hospital - GoldCorporateGold$329.17NSW & ACTAll$0

Hospital and extras policies 42

PolicyTierFromSold inExcess options
Optimum Basic Hospital & Business 80 BenefitsCorporateBasic Plus$262.50All statesAll$0
Corporate Essentials Hospital - Silver & Corporate Health 60CorporateSilver$263.75Single parent, NSW & ACTAll$500
Corporate Essentials Hospital - Silver & Corporate Health 70CorporateSilver$286.25Single parent, NSW & ACTAll$500
Corporate Essentials Hospital - Silver & Corporate Health 80CorporateSilver$324.58Single parent, NSW & ACTAll$500
Corporate Essentials Hospital - Silver & Corporate Health 90CorporateSilver$375.42Single parent, NSW & ACTAll$500
Advance Hospital - Silver & Corporate Health 60CorporateSilver$420.07Single parent, NSW & ACTAll$0, $250, $500
Advance Hospital - Silver & Corporate Health 70CorporateSilver$420.07Single parent, QLDAll$0, $250, $500
Advance Hospital - Silver & Corporate Health 80CorporateSilver$518.38Single parent, NSW & ACTAll$0, $250, $500
Advance Hospital - Silver & Corporate Health 90CorporateSilver$597.45Single parent, NSW & ACTAll$0, $250, $500
Cl Inpatriate Silver Plus Hospital And Cl Ancillary BenefitsCorporateSilver Plus$246.25All statesAll$0
Nt My Choice Silver Plus Hospital And Added Value BenefitsCorporateSilver Plus$402.92All statesAll$0
Advance Hospital - Silver Plus & Corporate Health 60CorporateSilver Plus$429.69Single parent, NSW & ACTAll$0, $250, $500
Advance Hospital - Silver Plus & Corporate Health 70CorporateSilver Plus$467.49Single parent, NSW & ACTAll$0, $250, $500
Advance Hospital - Silver Plus & Corporate Health 80CorporateSilver Plus$528.00Single parent, NSW & ACTAll$0, $250, $500
Advance Hospital - Silver Plus & Corporate Health 90CorporateSilver Plus$607.07Single parent, NSW & ACTAll$0, $250, $500
Complete Hospital - Gold & Ancillary BenefitsCorporateGold$280.00NSW & ACTAll$0, $750
Complete Gold Hospital & Premier Ancillary BenefitsCorporateGold$310.00All statesAll$0
Cl Premier Gold Hospital And Value BenefitsCorporateGold$321.67All statesAll$0
Advance Hospital - Gold & Corporate Health 60CorporateGold$334.17Single parent, NSW & ACTAll$0, $250, $500
Nin Top Gold Hospital & Extended Health BenefitsCorporateGold$349.17NSW & ACTAll$0
Amz Complete Gold Hospital And Added Value BenefitsCorporateGold$350.00All statesAll$250, $500
Complete Gold Hospital And Ancillary BenefitsCorporateGold$354.17All statesAll$0
Advance Hospital - Gold & Corporate Health 70CorporateGold$357.50Single parent, NSW & ACTAll$0, $250, $500
Cl Executive Gold Hospital And Executive BenefitsCorporateGold$364.58NSW & ACTAll$0
Gold Superior Hospital & Superior Lite BenefitsCorporateGold$379.17Single parent, NSW & ACTAll$250
Inpatriate Gold Hospital (Rhca) & Superior Lite BenefitsCorporateGold$392.08Single parent, All statesAll$250
Advance Hospital - Gold & Corporate Health 80CorporateGold$393.75Single parent, NSW & ACTAll$0, $250, $500
Cl Executive Gold Hospital And Top BenefitsCorporateGold$400.00All statesAll$0
Inpatriate Gold Hospital & Executive BenefitsCorporateGold$405.00All statesAll$0
Executive Gold Hospital & Executive BenefitsCorporateGold$416.67All statesAll$0
Sym Complete Gold Hospital & Superior BenefitsCorporateGold$433.33NSW & ACTAll$200
Advance Hospital - Gold & Corporate Health 90CorporateGold$443.33Single parent, NSW & ACTAll$0, $250, $500
Combined Complete Gold Hospital & Extended Boost BenefitsCorporateGold$455.00All statesAll$0
Superior Hospital - Gold & Corporate Health 60CorporateGold$490.88Single parent, NSW & ACTAll$0, $250, $500
Mk Executive Gold Hospital & Executive BenefitsCorporateGold$509.58All statesAll$0
Superior Hospital - Gold & Corporate Health 70CorporateGold$528.68Single parent, NSW & ACTAll$0, $250, $500
Superior Hospital - Gold & Corporate Health 80CorporateGold$589.18Single parent, NSW & ACTAll$0, $250, $500
Gold Complete Hospital & BAR Ancillary BenefitsCorporateGold$593.75Single parent, NSW & ACTAll$0
Superior Hospital - Gold & Corporate Health 90CorporateGold$668.25Single parent, NSW & ACTAll$0, $250, $500
Nmsn Top Gold Hospital & Extended Health BenefitsCorporateGold$698.33Family, NSW & ACTAll$0
Complete Hospital - Gold & Superior Lite BenefitsCorporateGold$729.58Single parent, NSW & ACTAll$200
Complete Hospital - Gold & Superior Lifestyle BenefitsCorporateGold$915.00Single parent, NSW & ACTAll$200

Extras policies 46

PolicyFromSold inServices
Budget 50 BenefitsCorporate$70.83NSW & ACTAll8
Corporate Health 60CorporateOnly sold with hospital cover$84.17All statesAll19
Galib Standard ExtrasCorporateOnly sold with particular other policies$95.83All statesAll10
Business 60 BenefitsCorporate$100.83All statesAll21
Inpatriate Intermediate Ancillary BenefitsCorporate$102.08All statesAll5
Budget 60 BenefitsCorporate$102.50All statesAll10
Mychoice 60 BenefitsCorporate$105.00All statesAll20
Corporate Health 70CorporateOnly sold with hospital cover$107.08All statesAll21
Corporate Boost BenefitsCorporateOnly sold with hospital cover$109.17NSW & ACTAll22
Budget BenefitsCorporate$129.17All statesAll7
Extended Boost BenefitsCorporateOnly sold with particular other policies$131.67All statesAll24
Inpatriate Comprehensive Ancillary BenefitsCorporate$133.75All statesAll20
Business 80 BenefitsCorporate$137.92All statesAll22
Corporate Health 80CorporateOnly sold with hospital cover$143.75All statesAll24
Economy BenefitsCorporate$145.00All statesAll21
Cl Ancillary Boost BenefitsCorporateOnly sold with hospital cover$152.33All statesAll14
Advantage 80 BenefitCorporateOnly sold with hospital cover$163.75All statesAll23
Business 85 BenefitsCorporate$163.75All statesAll23
Bar Ancillary BenefitsCorporateOnly sold with particular other policies$164.17All statesAll24
Premier Ancillary BenefitsCorporate$164.17All statesAll21
Added Value BenefitsCorporateOnly sold with particular other policies$166.67All statesAll23
Galib Mid ExtrasCorporateOnly sold with particular other policies$171.67All statesAll13
Mychoice 80 BenefitsCorporateOnly sold with particular other policies$173.33All statesAll23
Value 70 BenefitsCorporate$180.42All statesAll24
Value 70 BqCorporateOnly sold with hospital cover$180.42All statesAll24
Superior LiteCorporateOnly sold with particular other policies$181.25All statesAll24
Super U BenefitsCorporateOnly sold with hospital cover$185.00All statesAll24
Corporate Health 90Corporate$191.67All statesAll24
Essential BenefitsCorporateOnly sold with hospital cover$197.08All statesAll24
Extended BenefitsCorporate$200.00All statesAll24
Everyday BenefitsCorporate$220.42All statesAll24
Amc Ancillary BenefitsCorporateOnly sold with hospital cover$220.83All statesAll22
Super BenefitsCorporate$223.75All statesAll24
Super Benefits MdCorporateOnly sold with particular other policies$223.75All statesAll24
Value BenefitsCorporate$225.42All statesAll24
Extended Health BenefitsCorporate$226.25All statesAll25
Business 90 BenefitsCorporateOnly sold with hospital cover$230.00All statesAll25
Business 90 BoostCorporateOnly sold with hospital cover$230.00All statesAll25
Extended Lifestyle BenefitsCorporate$236.67All statesAll25
SUPERIOR BENEFITSCorporate$236.67All statesAll24
Value Lifestyle BenefitsCorporate$250.00All statesAll25
Super Lifestyle BenefitsCorporate$255.00All statesAll25
SUPERIOR LIFESTYLE BENEFITSCorporate$255.83NSW & ACTAll25
Galib Top ExtrasCorporateOnly sold with particular other policies$261.75All statesAll24
Bm Executive BenefitsCorporateOnly sold with particular other policies$294.58All statesAll24
Executive BenefitsCorporateOnly sold with particular other policies$294.58All statesAll24

GU Health also has 5 older policies (9 priced variants) closed to new members, which existing members can keep. They are counted here but not listed. Compare its hospital cover with every other insurer's in the hospital explorer.

Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.

Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.

Questions about GU Health

Who can join GU Health?
Anyone can join. GU Health sells 147 policies to new members (59 hospital-only, 42 combined and 46 extras-only), going by the October 2026 data.