The Finance Algorithm

Business 60 Benefits

An extras policy from GU Health.

  • Corporate policy, sold through employers and associations.

Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement GU Health files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.

From

$100.83a month

Single, All states, no excess, before the rebate.

Medicare levy surcharge
Does not exempt you
Ambulance
Not covered
Who can join
Through an employer or group

The Private Health Information Statement for this price, on PrivateHealth.gov.au.

GU Health's page for this policy

Against every other extras policy in NSW & ACT

Single cover, corporate and restricted policies included. Further right covers more services, higher up costs more.

This policyEvery other extras policy, 396 in all

It covers 21 services for $100.83 a month. Of the 396 other policies, 235 cost less and 170 cover more services.

Monthly premium by state and cover type

NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.

No excess

StateSingleFamily
All states$100.83$201.67

Pays towards 21 of 27 standard services

Yearly limits, per person, against the typical policy

  1. General dentalshared with major dental, endodontic (root canals), orthodontics
    $1,200typical policy $800
  2. Major dentalshared with general dental, endodontic (root canals), orthodontics
    $1,200typical policy $1,000
  3. Optical
    $180typical policy $220
  4. Physiotherapyshared with acupuncture, exercise physiology
    $525typical policy $450
  5. Chiropracticshared with osteopathy
    $450typical policy $400
  6. Psychologyshared with 10 other services
    $500typical policy $400
This policyTypical policy

What it pays on common claims, against the typical policy

  1. Periodic oral exam (item 012)
    60% of the feetypical policy $35.20
  2. Scale and clean (item 114)
    60% of the feetypical policy $66.85
  3. Full crown, veneered (item 615)
    60% of the feetypical policy $773.80
  4. Single vision lenses and frames
    60% of the feetypical policy $220.00
  5. Physiotherapy, first visit
    60% of the feetypical policy $42.00
  6. Psychology, first visit
    60% of the feetypical policy $75.00
This policyTypical policy
ServiceWaiting periodYearly limit, per personExample benefits (all states)
General dentalNone$1,200shared with major dental, endodontic (root canals), orthodonticsPeriodic oral exam (item 012): 60%Scale and clean (item 114): 60%Fluoride treatment (item 121): 60%Simple extraction (item 322): 60%
Major dental12 months$1,200shared with general dental, endodontic (root canals), orthodonticsFull crown, veneered (item 615): 60%
Endodontic (root canals)12 months$1,200shared with general dental, major dental, orthodonticsRoot canal filling (item 417): 60%
Orthodonticsconditions apply12 months$1,200shared with general dental, major dental, endodontic (root canals)Braces, upper and lower, with retainer (item 881): 60%
OpticalNone$180Multifocal lenses and frames: 60%Single vision lenses and frames: 60%
Non-PBS medicinesconditions applyNone$500shared with 10 other servicesNon-PBS prescription: 60%
PhysiotherapyNone$525shared with acupuncture, exercise physiologyPhysiotherapy, first visit: 60%Physiotherapy, later visit: 60%
ChiropracticNone$450shared with osteopathyChiropractic, first visit: 60%Chiropractic, later visit: 60%
PodiatryNone$500shared with 10 other servicesPodiatry, first visit: 60%Podiatry, later visit: 60%
PsychologyNone$500shared with 10 other servicesPsychology, first visit: 60%Psychology, later visit: 60%
AcupunctureNone$525shared with physiotherapy, exercise physiologyAcupuncture, first visit: 60%Acupuncture, later visit: 60%
Remedial massageNone$500shared with 10 other servicesRemedial massage, first visit: 60%Remedial massage, later visit: 60%
Hearing aidsconditions apply12 months$500shared with 10 other servicesHearing aid: 60%
Blood glucose monitors12 months$500shared with 10 other servicesBlood glucose monitor: 60%
Chinese herbal medicineNone$500shared with 10 other servicesChinese herbal medicine, first visit: 60%Chinese herbal medicine, later visit: 60%
DieteticsNone$500shared with 10 other servicesDietetics, first visit: 60%Dietetics, later visit: 60%
Exercise physiologyNone$525shared with physiotherapy, acupunctureExercise physiology, first visit: 60%Exercise physiology, later visit: 60%
Occupational therapyNone$500shared with 10 other servicesOccupational therapy, first visit: 60%Occupational therapy, later visit: 60%
Orthotics12 months$500shared with 10 other servicesOrthotics: 60%
OsteopathyNone$450shared with chiropracticOsteopathy, first visit: 60%Osteopathy, later visit: 60%
Speech therapyNone$500shared with 10 other servicesSpeech therapy, first visit: 60%Speech therapy, later visit: 60%

Not covered: audiology, antenatal and postnatal, orthoptics, health management programs, home nursing, vaccinations.

From the insurer: GU Health specialises in corporate health cover, providing a tailored health plan with extensive benefits. Enjoy 60% back on a wide range on all included treatments and services.

Orthodontic treatment maximum lifetime limit is $2,200 per person. Pharmaceutical benefits paid for items with an official pharmacy receipt, after you pay a sum equal to the Australian Government’s highest current PBS co-payment. Hearing Aids limited to one appliance per person every five years.

Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.

Compare

Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.

Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.