The Finance Algorithm

Cl Ancillary Boost Benefits

An extras policy from GU Health.

  • Corporate policy, sold through employers and associations.
  • Only sold with hospital cover.

Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement GU Health files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.

From

$152.33a month

Single, All states, no excess, before the rebate.

Medicare levy surcharge
Does not exempt you
Ambulance
Not covered
Who can join
Through an employer or group

The Private Health Information Statement for this price, on PrivateHealth.gov.au.

GU Health's page for this policy

Against every other extras policy in NSW & ACT

Single cover, corporate and restricted policies included. Further right covers more services, higher up costs more.

This policyEvery other extras policy, 396 in all

It covers 14 services for $152.33 a month. Of the 396 other policies, 331 cost less and 258 cover more services.

Monthly premium by state and cover type

NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.

No excess

StateSingleFamily
All states$152.33$304.58

Pays towards 14 of 27 standard services

Yearly limits, against the typical policy

  1. General dental
    $1,000typical policy $800
  2. Major dentalshared with endodontic (root canals), orthodontics
    $1,500typical policy $1,000
  3. Optical
    $300typical policy $220
This policyTypical policy

What it pays on common claims, against the typical policy

  1. Periodic oral exam (item 012)
    80% of the feetypical policy $35.20
  2. Scale and clean (item 114)
    80% of the feetypical policy $66.85
  3. Full crown, veneered (item 615)
    80% of the feetypical policy $773.80
  4. Single vision lenses and frames
    80% of the feetypical policy $220.00
  5. Physiotherapy, first visit
    100% of the feetypical policy $42.00
  6. Psychology, first visit
    100% of the feetypical policy $75.00
This policyTypical policy
ServiceWaiting periodYearly limitExample benefits (all states)
General dentalNone$1,000Periodic oral exam (item 012): 80%Scale and clean (item 114): 80%Fluoride treatment (item 121): 80%Simple extraction (item 322): 80%
Major dentalNone$1,500shared with endodontic (root canals), orthodonticsFull crown, veneered (item 615): 80%
Endodontic (root canals)None$1,500shared with major dental, orthodonticsRoot canal filling (item 417): 80%
Orthodonticsconditions applyNone$1,500shared with major dental, endodontic (root canals)Braces, upper and lower, with retainer (item 881): 80%
OpticalNone$300Multifocal lenses and frames: 80%Single vision lenses and frames: 80%
Non-PBS medicinesconditions applyNoneUnlimitedNon-PBS prescription: 100%
PhysiotherapyNoneUnlimitedPhysiotherapy, first visit: 100%Physiotherapy, later visit: 100%
ChiropracticNoneUnlimitedshared with osteopathyChiropractic, first visit: 100%Chiropractic, later visit: 100%
PsychologyNoneUnlimitedPsychology, first visit: 100%Psychology, later visit: 100%
Blood glucose monitorsNoneUnlimitedBlood glucose monitor: 100%
Occupational therapyNoneUnlimitedOccupational therapy, first visit: 100%Occupational therapy, later visit: 100%
OrthoticsNoneUnlimitedOrthotics: 100%
OsteopathyNoneUnlimitedshared with chiropracticOsteopathy, first visit: 100%Osteopathy, later visit: 100%
Speech therapyNoneUnlimitedSpeech therapy, first visit: 100%Speech therapy, later visit: 100%

Not covered: podiatry, acupuncture, remedial massage, hearing aids, audiology, antenatal and postnatal, chinese herbal medicine, dietetics, exercise physiology, orthoptics, health management programs, home nursing, vaccinations.

From the insurer: Enjoy a generous 100% back on a range of services including physiotherapy, chiropractic and remedial massage. Includes additional benefits for approved health aids and appliances such as CPAP or blood pressure monitors to support a health condition or illness.

Pharmaceutical benefits paid for items with an official pharmacy receipt, after you pay a sum equal to the Australian Government’s highest current PBS co-payment. Orthodontic has a limit of $1500 per course of treatment every 5 years

Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.

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Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.

Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.