The Finance Algorithm

Business 90 Boost

An extras policy from GU Health.

  • Corporate policy, sold through employers and associations.
  • Only sold with hospital cover.

Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement GU Health files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.

From

$230.00a month

Single, All states, no excess, before the rebate.

Medicare levy surcharge
Does not exempt you
Ambulance
Not covered
Who can join
Through an employer or group

The Private Health Information Statement for this price, on PrivateHealth.gov.au.

GU Health's page for this policy

Against every other extras policy in NSW & ACT

Single cover, corporate and restricted policies included. Further right covers more services, higher up costs more.

This policyEvery other extras policy, 396 in all

It covers 25 services for $230.00 a month. Of the 396 other policies, 385 cost less and 22 cover more services.

Monthly premium by state and cover type

NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.

No excess

StateSingleFamily
All states$230.00$460.00

Pays towards 25 of 27 standard services

Yearly limits, against the typical policy

  1. General dentalshared with major dental, endodontic (root canals), orthodontics
    $2,000typical policy $800
  2. Major dentalshared with general dental, endodontic (root canals), orthodontics
    $2,000typical policy $1,000
  3. Optical
    $350typical policy $220
  4. Physiotherapyshared with antenatal and postnatal
    $800typical policy $450
  5. Chiropracticshared with audiology, osteopathy
    $800typical policy $400
  6. Psychologyshared with 13 other services
    $1,000typical policy $400
This policyTypical policy

What it pays on common claims, against the typical policy

  1. Periodic oral exam (item 012)
    90% of the feetypical policy $35.20
  2. Scale and clean (item 114)
    100% of the feetypical policy $66.85
  3. Full crown, veneered (item 615)
    90% of the feetypical policy $773.80
  4. Single vision lenses and frames
    90% of the feetypical policy $220.00
  5. Physiotherapy, first visit
    90% of the feetypical policy $42.00
  6. Psychology, first visit
    90% of the feetypical policy $75.00
This policyTypical policy
ServiceWaiting periodYearly limitExample benefits (all states)
General dentalNone$2,000shared with major dental, endodontic (root canals), orthodonticsPeriodic oral exam (item 012): 90%Scale and clean (item 114): 100%Fluoride treatment (item 121): 100%Simple extraction (item 322): 90%
Major dental12 months$2,000shared with general dental, endodontic (root canals), orthodonticsFull crown, veneered (item 615): 90%
Endodontic (root canals)12 months$2,000shared with general dental, major dental, orthodonticsRoot canal filling (item 417): 90%
Orthodontics12 months$2,000shared with general dental, major dental, endodontic (root canals)Braces, upper and lower, with retainer (item 881): 90%
OpticalNone$350Multifocal lenses and frames: 90%Single vision lenses and frames: 90%
Non-PBS medicinesconditions applyNone$1,000shared with 13 other servicesNon-PBS prescription: 90%
PhysiotherapyNone$800shared with antenatal and postnatalPhysiotherapy, first visit: 90%Physiotherapy, later visit: 90%
ChiropracticNone$800shared with audiology, osteopathyChiropractic, first visit: 90%Chiropractic, later visit: 90%
PodiatryNone$1,000shared with 13 other servicesPodiatry, first visit: 90%Podiatry, later visit: 90%
PsychologyNone$1,000shared with 13 other servicesPsychology, first visit: 90%Psychology, later visit: 90%
AcupunctureNone$1,000shared with 13 other servicesAcupuncture, first visit: 90%Acupuncture, later visit: 90%
Remedial massageNone$1,000shared with 13 other servicesRemedial massage, first visit: 90%Remedial massage, later visit: 90%
Hearing aidsconditions apply12 months$1,000shared with 13 other servicesHearing aid: 90%
Blood glucose monitors12 months$1,000shared with 13 other servicesBlood glucose monitor: 90%
AudiologyNone$800shared with chiropractic, osteopathyAudiology, first visit: 90%Audiology, later visit: 90%
Antenatal and postnatalNone$800shared with physiotherapyAntenatal and postnatal, first visit: 90%Antenatal and postnatal, later visit: 90%
Chinese herbal medicineNone$1,000shared with 13 other servicesChinese herbal medicine, first visit: 90%Chinese herbal medicine, later visit: 90%
DieteticsNone$1,000shared with 13 other servicesDietetics, first visit: 90%Dietetics, later visit: 90%
Exercise physiologyNone$1,000shared with 13 other servicesExercise physiology, first visit: 90%Exercise physiology, later visit: 90%
OrthopticsNone$1,000shared with 13 other servicesOrthoptics, first visit: 90%Orthoptics, later visit: 90%
Health management programs6 months$200Health management program: 90%
Occupational therapyNone$1,000shared with 13 other servicesOccupational therapy, first visit: 90%Occupational therapy, later visit: 90%
Orthotics12 months$1,000shared with 13 other servicesOrthotics: 90%
OsteopathyNone$800shared with chiropractic, audiologyOsteopathy, first visit: 90%Osteopathy, later visit: 90%
Speech therapyNone$1,000shared with 13 other servicesSpeech therapy, first visit: 90%Speech therapy, later visit: 90%

Not covered: home nursing, vaccinations.

From the insurer: GU Health specialises in corporate health cover, providing superior health plans with executive benefits. Enjoy a generous 90% back on most included services and money back on a wide range of lifestyle services and health management treatments such as stress management, weight loss programs and quit smoking courses. Travel and accommodation: Covers a patient and attendant for essential medical travel, to the nearest hospital or medical centre for round trips exceeding 200 kms.

Hearing Aids are limited to one appliance per person every five years. Pharmaceutical benefits paid for items with an official pharmacy receipt, after you pay a sum equal to the Australian Government’s highest current PBS co-payment

Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.

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Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.

Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.