Lending and bank accounts, both associated with BSB number 939 200AMP Superedge Loan
A home loan for property purchases within an SMSF structure. Offsets are available for variable loans.
At a glance
- Variable (investor P&I)
- 7.39%
- Max LVR
- 80%
- Annual fee
- $120
- Features
- offset, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Investor variable home loanInvestment, principal & interest, 80% LVR | 7.49% | 5.94%AAA Financial Corporation's Portfolio Loan | 6.59%of 104 institutions | 97th lowest of 104 |
Rates
Every rate Lending and bank accounts, both associated with BSB number 939 200 publishes for this home loan, 6 in all.
Variable rate by LVR
Investment, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤60%7.39%
- 60–70%7.39%
- 70–80%7.49%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | ≤60% LVR, $200,000–$2,500,000 | 7.69% | 7.88% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $200,000–$2,500,000 | 7.69% | 7.88% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $200,000–$2,500,000 | 7.69% | 7.93% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | ≤60% LVR, $200,000–$2,500,000 | 7.39% | 7.76% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 60–70% LVR, $200,000–$2,500,000 | 7.39% | 7.76% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 70–80% LVR, $200,000–$2,500,000 | 7.49% | 7.87% | New business rate |
Rate changes
12 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 7 Nov 2026 | Variable, Investment, Interest only, ≤60% LVR, $200,000–$2,500,000 | 7.44% | 7.69% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, Interest only, 60–70% LVR, $200,000–$2,500,000 | 7.44% | 7.69% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, Interest only, 70–80% LVR, $200,000–$2,500,000 | 7.44% | 7.69% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, ≤60% LVR, $200,000–$2,500,000 | 7.14% | 7.39% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 60–70% LVR, $200,000–$2,500,000 | 7.14% | 7.39% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 70–80% LVR, $200,000–$2,500,000 | 7.24% | 7.49% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, Interest only, ≤60% LVR, $200,000–$2,500,000 | 7.19% | 7.44% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, Interest only, 60–70% LVR, $200,000–$2,500,000 | 7.19% | 7.44% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, Interest only, 70–80% LVR, $200,000–$2,500,000 | 7.19% | 7.44% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, ≤60% LVR, $200,000–$2,500,000 | 6.89% | 7.14% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 60–70% LVR, $200,000–$2,500,000 | 6.89% | 7.14% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 70–80% LVR, $200,000–$2,500,000 | 6.99% | 7.24% | up 0.25 |
Each change is logged the night it appears in the rates AMP - My AMP publishes. See how every lender answered the RBA on the rate tracker.
Fees
10 fees published, grouped by when they're charged.
- When you take it outUp to $9502 fees, each listed below
- While you hold it$10 a monthSuperEdge Account Management Fee
- When you close it or pay it off$490Discharge fee
When you take it out2
- Settlement Fee for SMSF
Payable to cover processing and administration costs for settlement of AMP Superedge Loan. Not applicable for Professional Package, AMP Essential Home Loan, AMP First Home Loan and Land Loan. Refer t…
$950 - Solicitors’ and Mortgage Processing Servicers’ costs
Payable when a new loan agreement for an SMSF loan is established and we instruct our solicitors or mortgage processing servicers’ to act on our behalf in connection with the loan agreement or securi…
Varies
While you hold it1
- SuperEdge Account Management Fee
Refer to the banks fees and charges guides for information relevant to your product
$10 a month
When particular things happen6
- Audit certificate fee
When you or an auditor request an audit certificate for your account
$25 - Rework fee
Payable when a loan agreement or variation to loan agreement is re-issued due to changes requested by either you or the introducer.
$249 - Transaction trace fee
When you request us to investigate and trace a transaction
$20 - Valuation fee
Payable when valuation costs associated with a loan application or variation exceed $550. If applicable, we will advise you of any excess valuation costs payable prior to the valuation.
Varies - Variation fee
Plus any solicitor's or mortgage processing costs, valuation costs if applicable and any government fees which may vary from state to state. Payable when we agree to vary your loan or any security -…
$299 - Verification of identity by Australia Post
Payable when you obtain a Verification of Identity service from an Australia Post office.
Varies
When you close it or pay it off1
- Discharge fee
Payable when we are requested to discharge all securities. Customers also pay the actual solicitors' or mortgage processing servicers' costs, which include,for example, search fees and postage, valua…
$490
Features
Eligibility and limits
- Amount from $200,000, no maximum
- Must be ATO regulated SMSF trust
- The loan term ranges from a minimum of 10 years to a maximum of 30 years
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Published by AMP - My AMP under the Consumer Data Right, last changed by them on 6 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.